*Note: CPAs may specialize in different areas. Be sure to check credentials and service offerings.*
If this is your first time working with a CPA, don’t worry — most professionals offer a free consultation and will walk you through what to expect. You may be asked to complete an intake form, share financial documents, or set clear goals for your session.
*Note: Every CPA operates a bit differently. Don’t hesitate to ask questions before committing.*
*Tip: Organize your documents in advance to save time and ensure accuracy.*
*Note: Preparation helps you make the most of your CPA’s expertise.*
*Note: Every CPA is different — take time to find one who fits your goals and style.*
150A Andover St #11C
Danvers, Massachusetts 01923
Met with Tom back in nov/dec to discuss some questions I had based on my work situation. He was very informative and knowledgeable. He made what can sometimes be a little confusing easy for me to understand. Fast forward to tax returns, everything was done via the portal and done quickly. Will def have them do my taxes going forward too! Thanks Terranova team!
My husband and I found our way to Terranova & Associates last year after troubles with a CPA firm that was not returning calls/emails, or even answering our questions when they did respond. That was not the case with Terranova. They were very helpful right from the get-go in sorting out some issues we had with a previous year tax return that was being questioned by the IRS. They not only looked at our materials, they gave us specific instructions on how to fix the problem, as quickly as possible. It put our
Extremely responsive team of professionals. We?ve used Terranova tax prep services for several years and we?ve had a great experience every time. The document uploading experience is a convenient, no-hassle feature.
This was our second year working with Terranova & Associates. We are extremely happy with everything they have done. Communication is clear and effective. Any questions we have they answer right away, there?s no waiting. The whole process of filing taxes has never been easier. We looked forward to using Terranova & Associates for many years to come.
I am always happy with Terranova & Associates. They are the most pleasant people you could ever ask for. I have called many times, and I mean many. I have always been greeted cheerfully an have my questions answered. They are all very helpful. I am happy to have them as my accounts. M.H.
This is the second year I use Terranova & Associates to file my taxes and I'm always satisfied which the quality of their work. They always find a way to keep the most money in your pocket during tax season, I highly recommend them!
We've been using the services of Terranova & Associates for years. They make our annual returns simple and easy and we never have to worry. Thanks to the team for taking such great care of us every year.
Terranova & Associates have been a lifesaver every tax season. Their professionalism, attention to detail, and clear guidance make the process smooth and stress-free. I truly appreciate their support year after year?highly recommend! Keith Houghton
We have been working with Terranova & Associates for many years! We are very happy with their communication and thorough analysis of our taxes. Highly recommend!
Tom is the only one I would go to for my taxes or financial advice. He gives easy-to-understand and direct answers, and working with his firm is a dream. I've sent several former and present executives his way, and much like I do, they all sing his praises to anyone who will listen. I can't say enough great things about his firm and team, and can't count the number of people I have sent his way who still thank me for introducing him to Terranova and Associates.
Tom Terranova has been doing our taxes for years! Top notch! We have referred Terranova & Associates for many services & they create life-long clients with their diligence & work ethic. Tom & his team are wonderful! We Highly Recommend! ??
We've had Terranova as CPAs for many years. They are professional, fast and accurate! The admin staff is awesome. They were able to easily navigate an audit for us with confidence and accuracy. I highly recommend them, and have sent family members their way also. Once again they have navigated through our complicated return and answered all our questions quickly and professionally.
I had a great experience and excellent customer support. They accommodated my tax situation and completed everything on time. I highly recommend them, especially if you're an international student. This is the 2nd year in the row they take care of my taxes and they have been amazing. Highly recommended.
My husband and I have been using Terranova & Associates for over 25 years, and have never been disappointed! Thank you Tom and crew!
I have been working with Tom for twenty years. He and his staff are highly competent, responsive and they always go the extra mile. As an attorney, I have to ensure that referrals to clients for other professional services must be highly vetted. I have used Terranova & Associates for both my clients' needs as well as my personal needs. I have had competent and compassionate service every time. If you are in need of cleaning up a messy tax situation or you want to be sure that your money is working for
We have been clients of Terranova & Associates for several years and would recommend highly. The entire team is very helpful, professional and goes above and beyond so we get accurate, detailed information! Awesome group.
During these challenging times, sometimes the hardest thing to do for a small business is accounting. Knowing the tax laws, proper application of expenses, getting the most from every dollar. We did this for the love of the business, the relationships with our people, and the desire to serve the public. Not crunch the numbers! Thomas and the AWESOME team at Terranova have had my back since the day I opened my first business 15 years ago. I have just opened my 5th business and I couldn?t imagine doing it wi
They have done my tax returns every year since 2020. They are excellent. I am so happy with the service they provided. They are very thorough and explained everything to me every step of the way. Very easy to contact. They did e-file which also helped me out a lot. I highly recommend them.
My husband and I have been going here now for a few years and have always had the smoothest and easiest time filing our taxes! Tom has always made us understand every step of the process and made us feel confident in our choice of choosing them for our taxes! During our first year of filing our taxes with him, we didn?t have all of the paperwork or information right away, but he was patient and gave us time to come up with the extra paperwork in order to properly file our taxes. We have recommended their fa
I was very late filing my taxes and needed to quickly find someone to do them. A friend recommended Terranova and Associates. They very quickly and very professionally finished my taxes and filed them within days. Thanks
Approximately seven years ago we were looking for a CPA that was very up date with tax codes, etc as our tax situation had changed and possibly would be changing in the future. I was interested in finding a CPA that I felt comfortable with not only in personality but who I felt confident that he was up to date with the changing tax codes and current laws. I was so pleased I came to know Tom who has handled our tax needs professionally and also informing us what we need to do to be properly prepared for ou
This is our second tax season with Terranova & Associates. We have been very happy with them as they are very thorough and our taxes have been filed in a timely fashion. They communicate clearly and effectively. Additionally, when they send email, it is usually a message with many questions rather than many email with one question each allowing us to effectively respond! Recommend!
100% the right choice. They have prepared our income taxes for years. Our children have grown and Terranova and Associates are preparing their taxes. Generation upon generation of satisfied customers. Plus, Tom gives great advice on how to grow our small business; it's a huge help Thanks y'all. We need you and you're there. Perfect
Tom Terranova has been my choice for about 30 years, Another client, (Winston Clarke) recommended the firm. I have asked for extra services and Tom was there with the answers. Thank You, Jan Ross
Tom and his team are amazing they have helped so much in back tracked paper work .
I Wouldn?t go anywhere else for my taxes.i have been going to Tom and his team for years. They couldn't do a better job. I send them everything online and they handle everything. I highly recommend them and I will continue to go to them during tax season.
I have had thomas terranova association for years very helpful honest professional
I have been using Terranova for years and have nothing but good things to say. Very easy to navigate and upload files. Great customer service and attention to detail. Always have a great experience during tax season.
Terranova and Associates saved the day. They got my taxes for last minute for 2022 and 2023 done quickly when my accountant got sick and left me in the middle of the process. My sons Green Card got to the interview part and those Tax filings where crucial. I have a home Health Care Company that I started during the Covid -19 Epidemic, in 2022 so I had no book keeper due to all companies wanting to work remotely and I have no clue how to keep books. So at least all my expenses where a mess. Terranova and As
We have been having Tom do our taxes more than 30 years now. He and his team are very professional and friendly. We always take the extra insurance insurance offered and one time we needed it and they handled everything and we didn?t have to do a thing. It?s stressful to have the IRS come after you with an issue. I suggest you try giving Tom and his team I try!! (AKA Joe Radar) Wanda Maahs
Tom & his team are terrific to work with. I have great confidence in their work and in their recommendations. They are extremely diligent and thorough in their work and I feel they have demonstrated through their work that they always have their clients interests as their top priority. I particularly like how much they communicate with me as they prepare and complete my taxes which they have been doing for more than 10 years. They are amazingly prompt in getting back to me to answer questions I have and
Been using Terranova for tax assistance for many years. I've received nothing less than top-notch service: attentive, accessible, and always professional.
Thanks to Tom & his staff, I had a great experience. Prompt, efficient, professional & reasonably priced! Terranova & Associates turned my stressful anticipation of dreaded taxes into an organized comfortable experience. Both personal and business taxes were completed with a plan for next year. Their expertise and experience are second to none!
Many years with Terranova and I keep coming back! They continue to be professional, helpful, highly responsive and knowledgeable. This year I sent my son to them!
Terranova and associates are the best accountants. My husband and I have been going to Tom?s office for over 25 years. They are reliable, competent, and professional. I would highly recommend!
Terranova & Associates have been preparing my taxes for 25 years. I can't say enough about the personalized service they have provided for me and my family. There were a couple of years where I compiled many medical bills following a tragic death. Tom took me in his office and guided me through the process. He made a very bad experience easier for me. He was very kind and empathetic. Terranova & Associates are always up to date on all the tax laws and utilize the latest technology to process returns. They
Have been doing taxes with Terranova associates for years! Always a pleasure to deal with them. Professional and knowledgeable! Efficient! Great company with wonderful employees!
As long as Tom is in business, he will be my trusted accountant. And to update, it's been almost thirty years and with maybe a couple of (regrettable) exceptions, he's still my tax guy and the one I recommend to any friend on the North Shore looking for an accountant.
I highly recommend Terranova & Associates for any independent business owner seeking peace of mind with their finances, taxes, and payroll. Their team is not only friendly and supportive but genuinely invested in my success, making complex financial conversations/management/advising feel simple and manageable. It's a game-changer to have such a reliable and knowledgeable team by my side.
I've been using Terranova & Associates for over 30 years for both business and personal taxes. I have recommended them to many friends and colleagues because of the quality of services they offer. This company is trustworthy and goes far beyond the call to work in your best interest. From complicated tax issues to payroll, financial planning and even mortgages, this is a home run one-stop.
We have been with Terranova and Associates for over 25 yrs. We will attest to the Fact that Tom and his people are the BEST. They have proven every year to be in the clients best interest. We have been recommending them for years and will continue to do so. It is a Family business as well and that goes a long way with us.
Terranova & Associates is a friendly, competent CPA ,LLC. I have dealt with them for over 10 years and their service is outstanding. When I call the office they always give me a quick responsive to any concerns or question I ask. My tax returns are done promptly and I have never had any issues. I would highly recommend the firm to any clients looking for expert advice and service.
My family and I have been clients of Terranova & Associates for over 20yrs. Tom and his team/family are extremely knowledgeable, friendly and always up to date on current tax regulations. Tom truly is a leader in his profession and it shows. Tom and his team always go above and beyond so that we feel confident and comfortable with their services. Over the years they have handled both our individual and business tax returns and we highly recommend them for both.
Terranova and associates have been awesome for our business. They have handled any issues that have developed and being a new business owner, We unfortunately had a few develop. They handled all of our issues professionally and quickly and took away all the anxiety that comes with dealing with the IRS or DOR. They are very assessable and I can?t say enough about them. Anyone looking for a professional and attentive accountant firm need only to look here. We also brought our company payroll to them and they
Terranova and Associates is a great company to deal with. They are very efficient and always there to answer questions or help you with a problem. I would recommend them to all.
It has been a pleasure working with Tom for over 25 years, My tax returns have changed over the years as my family has grown , I changed jobs a number of times , survived the college years, retired from full time work and now started a consulting business. His advice, availability to answer my questions and to bounce ideas off of has been enormously helpful to me over the years. I recommend him without hesitation.
Thank you Terranova & Associates for helping us through a difficult tax situation! Everyone was very professional and kindly responded to the many questions we had. We are so glad we found them and will definitely use them going forward.
I have been dealing with Tom Terranova for over 10 years and he and his office are very professional and friendly. I have not had an issue with them in all this time. I would highly recommend them.
Terranova & Associates have been very helpful in answering my questions, getting back to me promptly. They are extremely knowledgeable and up to date with the tax code. I value their knowledge and advice and would highly recommend them having my income taxes done by them for many years now.
I have been going to Terranova & Associates CPA LLC for many years. I have been extremely happy with their services. They are professional, knowledgeable, and caring towards their clients. I couldn?t ask for a better group to put my trust in to handle my financial needs.
Everyone I've dealt with at Terranova and Associates has been pleasant and positive. They clearly care even as even if I call during the busy tax season they get back to me promptly. I couldn't recommend them highly enough!
Always the Best! For many years now my wife and I have been clients of this firm. Thomas and his staff are true professionals. Never a worry and always given a great explanation. You would have to search a long way to a find another firm as capable! Thanks so much.
I have been with Terranova & Associates for many years. The process is quick & smooth each year. Always a pleasure working with all.
My wife and I had recently moved to the area from another state. We had multiple complications coupled with the new tax laws all combined to present taxes I was not comfortable handling myself- a first for me. Terranova handled it all and worked with me to make sure I understood all of my opportunities and strategies available. If you make a certain amount of money or have special circumstances you should not blindly trust H&R or TurboTax. Instead do the right thing and trust a true dedicated expert. They a
For over 9 years Tom and his team have been managing our finances. He always gets us the best refunds. And is a wealth of knowledge. Highly recommend Terranova and associates.
I have been with Terranova & Associates for 35 years. Do I really need to say more? The entire teem is terrific!
Terranova & Associates is a stellar organization. I have gladly recommended them to relatives, friends and clients. My experience with professionals who are knowledgeable, efficient and pleasant to work at this firm has been an positive event for me personally and my companies. No one I've recommended this firm to has been disappointed. The have the staff in place to meet all of your needs. Tina Habeeb, Pres. The Royal Companies Realtor Emeritus
We have used Terranova & Associates? professional services for several years for both our small business and personal tax returns. They are highly professional and have deep knowledge and expertise of tax law and accounting. They always make us feel very valued as clients. Their tax and accounting expertise were a great contribution to the success of our small business.
Terranova has always provided me with the best of financial guidance. From CPA services to home loans and business ventures, Terranova has always been there for me. I have the utmost confidence that Tommy and his staff will assure the job done right.
I have been going to this office to have my taxes done for the past 11 years or so. I would highly recommend anyone else to do the same thing. The office runs like a good ole oiled machine and accountants are very knowledgeable. The office staff are very helpful and responsive. The returns are always done in a timely manner.
I have used Terranova & Associates professional services for second year for both my small business and personal tax returns. They are always very professional, extremely knowledgeable, experienced and friendly. Highly recommend them.
Without a doubt the most professional and knowledgeable CPA firm. I have been using Terranova & Associates since my law firm opened, and have been provided with nothing but the best service. This firm navigates the complexities of the tax code with an impressive knowledgeability, and is extremely responsive whenever I am in need of advice. I recommend Terranova & Associates' services and refer both individuals and businesses to this firm each chance I can.
I've been using Terranova & associates for 17 years mostly for tax prep. Tom always answers any financial questions I throw at him. I have also utilized their mortgage services which went very smooth.
We are always pleased with the entire experience. Professional, friendly and efficient. Happy with the results!
I would Highly recommend Terranova and associates without hesitation. Very intelligent and knowledgeable in all aspects of accounting. Quickly responds to all calls and emails. I?ve been with him for well over 12 years and have no plans of going anywhere else. If your looking for a skilled tax guy, he?s your man!
Terranova & Associates are great, I wish I could give six stars. They prompt service without missing a detail. They have answers to the questions before I even ask. I couldn't be happier with the service they have provided over the years. I strongly recommend them.
Tom is great! He is responsive if you have a concern. My wife and I have been using Tom for our tax returns for over 10 years and we have always have been pleased with the service we have received from Tom.
I have been with Terranova & Associates for nearly 25 years now. There is a reason for that... They are the best! Why go anywhere else when they have been there for me at all times throughout the year and not just at tax time. I'm not a stranger or a number to them. They remember things I had forgotten. They really watch out for me and my dollars. I'll never leave because I know they have my back. ..and no, I'm not a paid spokesman. Try them out and you will see for yourself.
I came to Terranova two years ago.I feel comfortable dropping off my documents. Very convenient and informative. Lastly the money you pay at other locations stop overpaying at those corporations and join a local family.
Tom is easy to work with and understands what I need today to help save on taxes not only today but in the future. This was my second time filing with Terranova & Assoc. and the only regret is I wish I would have switched sooner!
Professional and courteous. I trust Mr. Terranova for all my tax advice and accounting, and have had only positive experiences. There are a lot of CPAs, but Mr. Terranova is one who you can really count on. Highly recommend.
I have experienced 25+ years of trust, honesty and professionalism with Tom Terranova/Terranova & Associates for personal & corporate accounting and payroll services. The diligence and transparency has been relentless and unchanging, and would highly recommend the services of Terranova & Associates.
Terranova & Associates have been preparing my taxes for over 15 years and I would not change anything. They are efficient, flexible, timely and thorough. Everything you need during tax season. Would not use anyone else. Thank you.
Tom and his associates are always extremely knowledgeable and accommodating whether it?s tax preparation or mortgage related products. They are friendly and down to earth people whom I would recommend to everyone looking for the above mentioned services. Respectfully, Steve McCarthy
I have worked with Tom and his team for over 15 years. They are knowledgeable, organized, efficient providing a personalized level of service rarely found. Not only do I trust them with my accounting but refer all my professional clients to them.
Tom & Jit Lee have been doing my taxes for 20++ years. Always done quickly and most importantly correctly ! When I needed them done in a rush for filling out college FAFSA forms, they were more than accommodating. The whole staff is always friendly and professional.
I've been a client of Tom for 18 years and have always been extremely impressed with him and his entire staff. The knowledge and also responsiveness to my questions and concerns is second to none. A++
Could not be any happier with an accounting firm. Always been treated with respect and courtesy. Even through this covid crisis. Everyone is attentive to detail. Can?t imagine being with anyone else. Always get my documents returned in a timely manner. Tom runs a tight ship. In this age, no other way to be. Appreciate everyone very much. Gary Bennett
Been going to Terranova & Associates for several years, Tom has always been able to prepare my taxes with minimal tax liability and occasional refunds, truly a professional atmosphere and great staff.
It is without reservation that I strongly recommend Terranova & Associates for all your accounting and tax preparation needs. They are very knowledgeable and true professionals who have been preparing and filing my taxes for about 10 years.
We were having issues with our old tax person and Terranova & Assoc. CPA was referred to us by a good friend. I am very happy with the staff and services provided by Terranova. I would recommend them to anyone.
I have used their services for many years. They're dependable, get back to you right away, regarding any questions or concern. works with you to ensure that all possible deductions are used. Honest and very easy to communicate with. Reasonable priced. Highly recommended.
Have used Tom and his team for many years. Always a great experience. They are efficient, smart, responsive, and helpful. Wouldn't go anywhere else for business and personal taxes.
Everyone at Terranova & Associates were very helpful, knowledgeable, effcient and considerate. This was our first encounter with the firm and we couldn't be more pleased with the service. Thank you.
I've been using Terranova & Associates for several years now. I been very please with their professionalism and efficiency. For tax service, I would highly recommend!
Terranova walked me through the process and made it so simple. Once they had all the documents needed to process the return, it was a quick turnaround. They are a pleasure to work with.
We?ve had a wonderful experience with Terranova & Assoc and will continue to use them for all our tax needs. I wouldn?t hesitate to recommend them to a friend.
I've been with Terranova for decades! Wouldn't have anyone else prepare my families' tax returns. I recommend him to all my friends looking for an excellent CPA!
Look for a Certified Public Accountant (CPA) license, which ensures they’ve passed rigorous exams and meet state requirements. Check for relevant experience in your industry, additional certifications like CFA or CMA, and membership in professional organizations like the AICPA. Verify their credentials through state licensing boards.
Use online directories like the AICPA, CPAverify, or state CPA societies. Search platforms like Yelp or Google for local CPAs with reviews. Ask for referrals from business associates, friends, or financial advisors. Local chambers of commerce can also provide recommendations.
A CPA is a licensed professional who has passed the CPA exam and met state requirements for education and experience. An accountant may lack this certification and could have varying levels of expertise. For complex tasks like tax audits or financial reporting, a CPA is typically more qualified.
Ask about their experience with your specific financial needs, such as tax preparation, small business accounting, or estate planning. Review their website or LinkedIn for case studies or client testimonials. Inquire about their client base to ensure they handle similar financial situations.
Yes, reviews provide insight into a CPA’s reliability, communication, and performance. Check platforms like Google, Yelp, or the Better Business Bureau for client feedback. Look for patterns in reviews, but verify their authenticity, as some may be biased or outdated.
Visit your state’s Board of Accountancy website or use CPAverify.org to check a CPA’s license status. Confirm their license is active and check for any disciplinary actions or complaints. This ensures they’re in good standing and meet professional standards.
Ask about their experience with your financial needs, fee structure, availability, and communication style. Inquire how they handle tax filings, audits, or financial planning. Ask for references or examples of similar work to assess their expertise and fit.
Fees vary based on location, services, and complexity. Basic tax preparation may cost $150-$500, while business accounting or audits can range from $1,000 to $10,000+. Request a detailed fee structure upfront and compare quotes from multiple CPAs.
Yes, many CPAs offer remote services through secure online platforms for document sharing and virtual consultations. Ensure they use encrypted tools for data security. Remote CPAs can be effective if they understand your local tax laws or business regulations.
During consultations, evaluate their ability to explain complex financial concepts clearly. Ask sample questions about taxes or financial strategies and note their responsiveness and clarity. Good communication ensures you understand their advice and fosters a productive relationship.
Beware of CPAs who guarantee specific tax refunds, lack a valid license, or have disciplinary actions on record. Avoid those with poor communication, vague fee structures, or negative reviews highlighting unethical behavior. Always verify their credentials independently.
Large firms offer more resources and specialized teams but may charge higher fees. Solo practitioners often provide personalized service and lower costs but may have limited availability. Choose based on your needs, budget, and preference for personalized attention.
For individuals, annual meetings for tax preparation may suffice. Businesses may need quarterly or monthly check-ins for bookkeeping, tax planning, or financial reporting. Discuss your needs upfront to establish a meeting schedule that aligns with your financial goals.
Yes, many CPAs handle both, but confirm their expertise in both areas. Ask about their experience managing personal taxes and business accounting simultaneously. Ensure they can balance both without compromising attention to your specific financial needs.
Discuss concerns directly with your CPA to resolve issues. If unresolved, check your contract for termination terms. Seek a new CPA by researching reviews, credentials, and referrals. Request your financial records to ensure a smooth transition to a new professional.