Testu & Taylor - Tax, Accounting & Advisory Services

Testu & Taylor - Tax, Accounting & Advisory Services

Reviews Summary

The reviews overwhelmingly praise the accounting firm for its exceptional service, expertise, and professionalism. Clients highlight the team's knowledge, responsiveness, and ability to simplify complex financial matters, often resulting in tax savings. Many appreciate the personalized approach, proactive guidance, and user-friendly systems that reduce stress and improve accuracy. The firm is frequently described as trustworthy, dedicated, and integral to business success. While most feedback is highly positive, one review cites unprofessional behavior, but this appears isolated amid widespread satisfaction. Clients strongly recommend the firm for both personal and business accounting needs.

About This Listing

Business Consulting
Tax Preparation
Tax Planning
IRS Representation
Financial Advisory
Small Businesses
Mid-size Businesses
Large Enterprises
High-net-worth Individuals
State-Specific Experience
Multi-state Experience
Local Tax Credits
Nexus Determination
Years of Practice
CPA License

Who Can Work with a CPA?

Individuals seeking tax prep, retirement planning, or financial advice
Small business owners needing bookkeeping, payroll, or tax compliance
Freelancers and contractors with 1099 income or complex returns
Couples planning finances together or managing joint returns
Investors with capital gains or rental property income
Anyone looking for year-round financial guidance and peace of mind

*Note: CPAs may specialize in different areas. Be sure to check credentials and service offerings.*

First-Time Clients

If this is your first time working with a CPA, don’t worry — most professionals offer a free consultation and will walk you through what to expect. You may be asked to complete an intake form, share financial documents, or set clear goals for your session.

What to Know Upfront:

Documentation Bring your most recent tax returns, income details, and any financial concerns
Availability Appointments fill up quickly during tax season — book early if possible

*Note: Every CPA operates a bit differently. Don’t hesitate to ask questions before committing.*

What to Bring

Government-issued ID for verification
Tax documents (W-2s, 1099s, investment summaries, etc.)
Receipts or logs for deductible expenses, donations, or mileage

*Tip: Organize your documents in advance to save time and ensure accuracy.*

Preparing for Your Appointment

Write down any financial goals or questions in advance
Check if your CPA offers virtual sessions or document uploads
Bring a notebook or use a notes app for key takeaways
Know your deadlines for filing, payments, or compliance

*Note: Preparation helps you make the most of your CPA’s expertise.*

How to Get Started

Use our directory to find highly reviewed CPAs near you. Reach out directly to schedule your consultation.

Other Helpful Info

Many CPAs offer both in-person and remote consultations
Fees may be flat-rate, hourly, or based on service complexity
Some CPAs specialize in industries like healthcare, real estate, or tech
Check for client reviews and credentials (CPA license, EA, etc.)

*Note: Every CPA is different — take time to find one who fits your goals and style.*

Features

Business Consulting
Tax Preparation
Tax Planning
IRS Representation
Financial Advisory
Small Businesses
Mid-size Businesses
Large Enterprises
High-net-worth Individuals
State-Specific Experience
Multi-state Experience
Local Tax Credits
Nexus Determination
Years of Practice
CPA License

Contact Information

Address

4393 Commons Dr E Suite 105

Destin, Florida 32541

Hours

Monday 9AM-5PM
Tuesday 9AM-5PM
Wednesday 9AM-5PM
Thursday 9AM-5PM
Friday 9AM-5PM
Saturday Closed
Sunday Closed

Customer Reviews

Rebecca spent a lot of time, not only helping solve some tax issues but explaining the process clearly so that I could understand my options. This resulted in unexpected tax savings. Was great to work with and I highly recommend using her and her company. I even got a cute little waterproof bag for beach time fun!

It is a pleasure working with Rebecca and her team. I am so thankful to work with an accountant that always looks out for my best interests and works hard to do the best job they can for me. I cannot recommend Testu & Taylor highly enough.

I am so thankful that a friend recommended Rebecca at Testu & Taylor. She has been amazing to work with and has made what can often be a daunting and stressful process an easy and stress free process. I always receive timely responses and everything is kept in a user friendly portal. I highly recommend Testu & Taylor!

Rebecca and her AMAZING TEAM have been a lifesaver for me personal and from a business standpoint for the past two years. I have always had the worst luck with accountants and hiring Testu & Taylor has been the best move I have made! Thank you again for such an amazing experience and always answering all my questions!! I highlyyyyy recommend hiring them!

After having many years a regular CPA system doing my IRS returns, upon his retirement I felt lost. I found Rebecca Kelly at Testu & Taylor in Destin. I can?t describe how pleased and satisfied I have found her and her system to be. I have relied on Testu & Taylor for many years and feel confident with their work!

I have known Rebecca and been a client of hers for a long time . She is one of the best accounting firms I?ve ever dealt with. I would trust her with anything and can promise you your experience and relationship with her firm will be top-notch.

Rebecca and the team are our go to tax and CPA experts for our many real estate businesses. They're very friendly, and we like to have as many of our meetings in person so we can catch up! Rebecca is very dedicated, knowledgeable, and has an extensive network to solve even the most complicated tax-related issues. After she helped us out of a bind with a business tax return one year, we had seen enough, and we hired Rebecca to help us with the rest of our businesses and our personal tax returns from then on.

I run a web development agency in Georgia and have been working with Rebecca since 2019. My previous accountant was hard to work with, and I felt they never "went looking" on my behalf to find areas to save on taxes. Rebecca and her team have done consistent monthly and quarterly updates with my team. On each call, they have been proactive on keeping up with my business's growth to ensure we are always doing things by the book as our team and revenue grows. I have recommended Testu and Taylor to my clients

Rebecca is phenomenal! Not only is she helping me with our business accounting and taxes, she is teaching me how to run my business more smoothly. We are saving money on our taxes by doing things no other accountant ever taught us. I couldn't be happier with the service received from Rebecca and team!

Rebecca Kelley and her team are personal and professional. She has been instrumental in helping me set up my small business as well as providing accounting services for me personally. Her advice, encouragement and business tools have been excellent.

AMAZING! Rebecca and her team are there to work FOR you as a client and make your life as easy as can be. They have been a godsend to us in the last two years. I could not recommend someone better for your business.

Testu & Taylor did a great job of helping me navigate the financial concerns of my newly formed business. They implemented and taught me how to use new systems that have reduced our workload, increased our accuracy and relieved our stress! Thanks for the great work!

Been working with the firm for almost 2 years now. They helped walk me through setting up my new LLC/S-Corp. Having been in the corporate world for 40 years I had no idea of the ins and outs of accounting in a small business. Rebecca and the team at Testu & Taylor have become a integral part of my business. Great attention to detail, integrity, and timeliness allows me to give my strongest possible recommendation.

The team at Testu & Taylor is excellent. Always willing to help with issues, and very knowledgeable about everything accounting. Truly a pleasure to work with! Highly recommend.

As the owner of a powersports business in Walton County, Florida I found myself in a bind when my accountant retired. I needed someone that could step in immediately and grab the bull by the horns. I was referred to Rebecca Kelly and we worked well together from the start. She has helped with tax planning and seems to honestly care about my company making a profit. I can highly recommend Rebecca and her company.

I was called a liar from Rebecca (who owns the company) for not being able to achieve all documents, because my bank said my account was too old to achieve them. (Over a year old) Unprofessional and a waste of time. She also canceled beforehand so I had to take more time off work to get another day with her. Get your taxes done elsewhere. She is not about helping people, she was a very unpleasant ugly woman to deal with.

Rebecca is very knowledge and helpful. The whole team is so easy to work with and friendly!

Rebecca and her team are top notch. Very knowledgeable and highly recommended

Superb work! Do you have this one?s sincere gratitude ????

Frequently Asked Questions

What qualifications should I look for in a CPA?

Look for a Certified Public Accountant (CPA) license, which ensures they’ve passed rigorous exams and meet state requirements. Check for relevant experience in your industry, additional certifications like CFA or CMA, and membership in professional organizations like the AICPA. Verify their credentials through state licensing boards.

How do I find a CPA in my area?

Use online directories like the AICPA, CPAverify, or state CPA societies. Search platforms like Yelp or Google for local CPAs with reviews. Ask for referrals from business associates, friends, or financial advisors. Local chambers of commerce can also provide recommendations.

What’s the difference between a CPA and an accountant?

A CPA is a licensed professional who has passed the CPA exam and met state requirements for education and experience. An accountant may lack this certification and could have varying levels of expertise. For complex tasks like tax audits or financial reporting, a CPA is typically more qualified.

How do I know if a CPA specializes in my needs?

Ask about their experience with your specific financial needs, such as tax preparation, small business accounting, or estate planning. Review their website or LinkedIn for case studies or client testimonials. Inquire about their client base to ensure they handle similar financial situations.

Should I check a CPA’s reviews before hiring?

Yes, reviews provide insight into a CPA’s reliability, communication, and performance. Check platforms like Google, Yelp, or the Better Business Bureau for client feedback. Look for patterns in reviews, but verify their authenticity, as some may be biased or outdated.

How can I verify a CPA’s license?

Visit your state’s Board of Accountancy website or use CPAverify.org to check a CPA’s license status. Confirm their license is active and check for any disciplinary actions or complaints. This ensures they’re in good standing and meet professional standards.

What questions should I ask during a CPA consultation?

Ask about their experience with your financial needs, fee structure, availability, and communication style. Inquire how they handle tax filings, audits, or financial planning. Ask for references or examples of similar work to assess their expertise and fit.

How much should I expect to pay for a CPA’s services?

Fees vary based on location, services, and complexity. Basic tax preparation may cost $150-$500, while business accounting or audits can range from $1,000 to $10,000+. Request a detailed fee structure upfront and compare quotes from multiple CPAs.

Can I work with a CPA remotely?

Yes, many CPAs offer remote services through secure online platforms for document sharing and virtual consultations. Ensure they use encrypted tools for data security. Remote CPAs can be effective if they understand your local tax laws or business regulations.

How do I assess a CPA’s communication skills?

During consultations, evaluate their ability to explain complex financial concepts clearly. Ask sample questions about taxes or financial strategies and note their responsiveness and clarity. Good communication ensures you understand their advice and fosters a productive relationship.

What red flags should I watch for when screening a CPA?

Beware of CPAs who guarantee specific tax refunds, lack a valid license, or have disciplinary actions on record. Avoid those with poor communication, vague fee structures, or negative reviews highlighting unethical behavior. Always verify their credentials independently.

Should I choose a CPA from a large firm or a solo practitioner?

Large firms offer more resources and specialized teams but may charge higher fees. Solo practitioners often provide personalized service and lower costs but may have limited availability. Choose based on your needs, budget, and preference for personalized attention.

How often should I meet with my CPA?

For individuals, annual meetings for tax preparation may suffice. Businesses may need quarterly or monthly check-ins for bookkeeping, tax planning, or financial reporting. Discuss your needs upfront to establish a meeting schedule that aligns with your financial goals.

Can a CPA help with both personal and business finances?

Yes, many CPAs handle both, but confirm their expertise in both areas. Ask about their experience managing personal taxes and business accounting simultaneously. Ensure they can balance both without compromising attention to your specific financial needs.

What should I do if I’m not satisfied with my CPA?

Discuss concerns directly with your CPA to resolve issues. If unresolved, check your contract for termination terms. Seek a new CPA by researching reviews, credentials, and referrals. Request your financial records to ensure a smooth transition to a new professional.

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