The Financial ER

The Financial ER

Reviews Summary

Overwhelmingly positive reviews highlight excellent customer service, quick responses, and significant credit score improvements. Many praise personalized attention, clear communication, and educational approaches. Most report fast results with collections/late payments removed and scores rising 70-130+ points. A few negative mentions cite lack of personal contact or slower-than-expected progress, but the vast majority strongly recommend the service for effective credit repair.

About This Listing

Financial Statements
Tax Preparation
Financial Advisory
Small Businesses
Individual Taxpayers
QuickBooks
GAAP Compliance
Risk Management
Bilingual Services

Who Can Work with a CPA?

Individuals seeking tax prep, retirement planning, or financial advice
Small business owners needing bookkeeping, payroll, or tax compliance
Freelancers and contractors with 1099 income or complex returns
Couples planning finances together or managing joint returns
Investors with capital gains or rental property income
Anyone looking for year-round financial guidance and peace of mind

*Note: CPAs may specialize in different areas. Be sure to check credentials and service offerings.*

First-Time Clients

If this is your first time working with a CPA, don’t worry — most professionals offer a free consultation and will walk you through what to expect. You may be asked to complete an intake form, share financial documents, or set clear goals for your session.

What to Know Upfront:

Documentation Bring your most recent tax returns, income details, and any financial concerns
Availability Appointments fill up quickly during tax season — book early if possible

*Note: Every CPA operates a bit differently. Don’t hesitate to ask questions before committing.*

What to Bring

Government-issued ID for verification
Tax documents (W-2s, 1099s, investment summaries, etc.)
Receipts or logs for deductible expenses, donations, or mileage

*Tip: Organize your documents in advance to save time and ensure accuracy.*

Preparing for Your Appointment

Write down any financial goals or questions in advance
Check if your CPA offers virtual sessions or document uploads
Bring a notebook or use a notes app for key takeaways
Know your deadlines for filing, payments, or compliance

*Note: Preparation helps you make the most of your CPA’s expertise.*

How to Get Started

Use our directory to find highly reviewed CPAs near you. Reach out directly to schedule your consultation.

Other Helpful Info

Many CPAs offer both in-person and remote consultations
Fees may be flat-rate, hourly, or based on service complexity
Some CPAs specialize in industries like healthcare, real estate, or tech
Check for client reviews and credentials (CPA license, EA, etc.)

*Note: Every CPA is different — take time to find one who fits your goals and style.*

Features

Financial Statements
Tax Preparation
Financial Advisory
Small Businesses
Individual Taxpayers
QuickBooks
GAAP Compliance
Risk Management
Bilingual Services

Contact Information

Address

72120 Magnesia Falls Dr Suite 1

Rancho Mirage, California 92270

Hours

Sunday Closed
Monday 9AM-4:30PM
Tuesday 9AM-4:30PM
Wednesday 9AM-4:30PM
Thursday 9AM-4:30PM
Friday 9AM-4:30PM
Saturday Closed

Customer Reviews

I just had a chat with Daniel for my consultation, and I have to say, he's such a kind and funny guy! He really made me feel at ease discussing my finances, which is usually pretty stressful for me. I felt completely comfortable and not at all embarrassed. It's like a weight has been lifted off my shoulders?I finally feel hopeful about breaking free from this financial nightmare I've been dealing with. I can't recommend him enough!

I love Financial ER, because they have listened to my issues and have actually work personally with me. They know my personal issues by calling me and spending time understanding my issues. Also been honest and Transparent with their process amd how they will attack everything in my report. When the communication and you seen they working hard for you is worth to trust them and the process. Their no regrets in starting my credit repair with Financial ER. Thank you. Rob.

I love working with Financial ER. They have helped me from the beginning. Joanna and Ricardo are the best and soon I will be reaching my credit goals thanks to them. I definitely recommend them to anyone looking to repair their credit.

I am 60 Days in with Financial ER and this was the best Decision I have made in a Long Time and so for my score has Risen over 130 points.. LOVEN it.

I want to give a big thanks to The Financial ER. Less than a month in and my score has gone up a total of 72 points! 3 collections has been removed and 7 late payments. Thank you guys!

My experience thus far has been great. Before beginning this process I had some reservations and feared being lost in the abyss after signing on with anyone offering credit repair services I have had experiences like that as have my friends and family. I have been working with Jessica and she has been extremely helpful and proactive in communicating with me and keeping myself and profile up to date. I also appreciate the online person social media by the Finical ER being present while not overselling themse

Services were just?.ok, I paid 100 dollars a month for 7 months all I wanted was some late payments removed and for 700 dollars! all I got removed was names, old addresses, old employers, some inquiries and one old collection account that was it.. so it's ok if your wiling to play the long game.

As a Credit Finfluencer myself... one of my favorite things about Financial ER and team is their educational approach. The best way to boost a credit score is by helping people understand how the credit system works and what people need to do on a daily basis. Ricardo and team are great at explaining different components of the credit system and know the best methods to boost someone's credit score! Highly recommend them!

This company is really great.. can access my credit report any time also gives you option on how to better your score. They also have amazing customer services. I talked with Jessica about my issue and she fixed it immediately. She was very nice.

I had the pleasure of speaking with Danny today and let me tell y?all he was amazing! He was answering questions without me even asking them lol if that makes sense he was just that good. You can definitely tell they genuinely want to help you build a better future and not just in it for the money. If you were thinking about rebuilding your credit definitely do it with The Financial ER.

There are so many worlds to say about Vanessa. The first moment I became your client her customer service has been on point. I am able to text her and email with any question I might have. She response quickly and warm hearted with her answers. To all my question and concerns. It has been only a couple of months but I am truly thankful to have some one on my side. I have no worries moving forwards with partnering with your company on my credit journey. -- Elvia P

I loved working with Financial ER; my case worker, Maria R. Sanchez, was utterly extraordinary, and she took care of everything and made the process extremely easy. Maria was in constant contact, kept me current, and cleared my record in six months!! I'm so glad to have found them and worked with them! I highly recommend them, especially Maria.

When my husband and I first signed up for The Financial ER our credit was not good. After just a few months our credit score raised significantly! Thanks to The Financial ER we've been able to purchase a new vehicle which I desperately needed, and we're in the process of finding our forever home. We worked with Jessica and she was amazing! Shes very kind and understanding, she was always available to answer all of our questions via text or email. Thank you Jessica & The Financial ER ??

Amazing financial service!" Thank you jessica Jamail. You professionalism and skills sets are excellent. Thank you for working on my case and the constant communication and tips.??

Words can't describe how awesome of a job was done on an error on my credit. It's been a 3 year nightmare trying to get an error off of a credit report. I've went through 3 other companies to help get this off. All 3 took my money and did nothing. The Financialer was the ONLY company that worked on this issue. I was getting letters from the credit bureaus very shortly after hiring them. I also received constant emails letting me know what and when dispute letters were sent out on my behalf. I've never had a

Working with the Financial ER is so easy! They walk you through what you need to do. Documents are easy to upload in the portal. My advisor answers my questions in a timely manner. Best of all, my score has gone up 75 points in 3 months!

I had my consultation and I was very impressed. Victor who was the gentleman who helped me was very understanding. He let me talk and explain my situation and he had a lot of knowledge. I appreciate his honestly. Sometimes I get ahead of myself and think things can be disappeared in days or weeks but him being honest saying it's a challenge made me understand . I am looking forward on getting things started. Thank you for the call today Victor

I love the Financial ER because they've been doing the work that I've contemplated doing for years. I've been a client for 3/4 months now and I've seen such a difference in credit score. Definitely recommend their services. Joanna has been such a doll helping me out with any questions or concerns I've had throughout this time.

Daniel was awesome! He explained everything and was honest which I appreciate. Turned out my state has certain limitations that keep me from their program, but Daniel recommended an alternative to help with my situation. I appreciate that I was told I wasn't a great fit instead of being pressured to move forward. 10/10, very trustworthy!

I saw Ricardo?s tiktok live and figured I'd listen in. Signed up for a free consultation and Danny was super helpful! Helping me understand my credit report and sent me a link to DIY my own dispute letters. In the moment you are suspicious of scams, but relieved that it actually isn't. Thank you Danny and Ricardo!

I am very happy with Financial ER because they do work hard on your case and make it personal. They do take their time to do everything and anything that is needed to help you to fix your credit and bring you up on your feet. I'm so happy and I trust them completely. They are available for you all the time. Thank you guys! -- Monica H

Maria has been excellent member of Financial ER. Consistently keeping me in the loop, updating me, and finding time to sit down and review changes. 10/10 recommend this service.

I had a consultation with Danny and he was amazing. He took the time to answer all my questions, and explained the best way to handle my financial situation. I would definitely recommend The Financial ER!!!

They were attentive and very helpful. This organization isn't about making money but truly helping people. I was walked thru a couple of options and was recommended to continue to do what I'm currently doing to eliminate debt. Most companies would still try to sell you on something you don't need. You can trust these Individuals to really help you.

spoke with Victor for a few mins but situation for me was more of a financial problem then a credit problem. so it's more of me taking action to pay it back but once that happens I'll make sure to get in touch with them again to understand the credit game.

So Amazing ! The team is very informative and answered any questions I had about the process and next steps . I am always updated when dispute letters are sent out and receive a detailed report of everything that was done . Definitely recommend!

I gave your company a chance for 3-4 months and I got no personal service. I never heard personally from the agent working for me. Never spoke to her one time. My credit never improved. Never knew what was going on. Was a waste of money and a lot of time wondering what was going on

This team had made this process easy and straightforward. I am pleased with my results so far. Joanna is very informative and explains everything so simply. Overall satisfied.

I love The Financial ER because Ricardo is very knowledgeable and quick to respond and gives excellent advice on how to help with your credit needs and concerns.

Diana was fantastic and a huge help. When I came to the questions I had about me purchasing a vehicle and making a credit card payment five out of five highly recommend.

Had a phone call with Danny and he gave me great advice and was able to answer all my questions to getting my credit score moving in the right direction.

Great company to with, They work fast i was able to see my credit score increased in real time . I recommend this company .

I just enrolled with them, and there really asome can't wait to see my credit get better and learn from them

Danny answered our questions very thoroughly and guided us to what our possible best options would be in our situation. I definitely would use their services in the future and refer them to those I know that will benefit from their services.

Amazing service answered every question about my situation down to the bone with details & patience all around the service . Book with the financial ER for all your credit needs ??

Great team!! I love how these guys did everything to get my credit rating to 800 plus. Was able to purchase my house

They have excellent costumer service. They are very knowledgeable and answer any questions or concerns you may have.

Amazing they helped me clean my credit shout out to Joanna for the amazing job!

Very informative and helpful! Sources show they are reputable and I'll definitely be considering them as soon as I can!

Danny was really nice and has some solid insight and advice. Thanks for your help!

They are very helpful and understanding. Great working with them :)

She was very helpful and knowledgeable and quick respond when need it. Thanks!!

Love the experience. Great results. Always there when I have questions.

I got all the info I need and I'm ready to get started on repairing my credit!

She was patient with me and she explained everything in details

He's the right man when comes to fix credit

Super helpful n true to what they claim

This is the only company that gets the job done!

Frequently Asked Questions

What qualifications should I look for in a CPA?

Look for a Certified Public Accountant (CPA) license, which ensures they’ve passed rigorous exams and meet state requirements. Check for relevant experience in your industry, additional certifications like CFA or CMA, and membership in professional organizations like the AICPA. Verify their credentials through state licensing boards.

How do I find a CPA in my area?

Use online directories like the AICPA, CPAverify, or state CPA societies. Search platforms like Yelp or Google for local CPAs with reviews. Ask for referrals from business associates, friends, or financial advisors. Local chambers of commerce can also provide recommendations.

What’s the difference between a CPA and an accountant?

A CPA is a licensed professional who has passed the CPA exam and met state requirements for education and experience. An accountant may lack this certification and could have varying levels of expertise. For complex tasks like tax audits or financial reporting, a CPA is typically more qualified.

How do I know if a CPA specializes in my needs?

Ask about their experience with your specific financial needs, such as tax preparation, small business accounting, or estate planning. Review their website or LinkedIn for case studies or client testimonials. Inquire about their client base to ensure they handle similar financial situations.

Should I check a CPA’s reviews before hiring?

Yes, reviews provide insight into a CPA’s reliability, communication, and performance. Check platforms like Google, Yelp, or the Better Business Bureau for client feedback. Look for patterns in reviews, but verify their authenticity, as some may be biased or outdated.

How can I verify a CPA’s license?

Visit your state’s Board of Accountancy website or use CPAverify.org to check a CPA’s license status. Confirm their license is active and check for any disciplinary actions or complaints. This ensures they’re in good standing and meet professional standards.

What questions should I ask during a CPA consultation?

Ask about their experience with your financial needs, fee structure, availability, and communication style. Inquire how they handle tax filings, audits, or financial planning. Ask for references or examples of similar work to assess their expertise and fit.

How much should I expect to pay for a CPA’s services?

Fees vary based on location, services, and complexity. Basic tax preparation may cost $150-$500, while business accounting or audits can range from $1,000 to $10,000+. Request a detailed fee structure upfront and compare quotes from multiple CPAs.

Can I work with a CPA remotely?

Yes, many CPAs offer remote services through secure online platforms for document sharing and virtual consultations. Ensure they use encrypted tools for data security. Remote CPAs can be effective if they understand your local tax laws or business regulations.

How do I assess a CPA’s communication skills?

During consultations, evaluate their ability to explain complex financial concepts clearly. Ask sample questions about taxes or financial strategies and note their responsiveness and clarity. Good communication ensures you understand their advice and fosters a productive relationship.

What red flags should I watch for when screening a CPA?

Beware of CPAs who guarantee specific tax refunds, lack a valid license, or have disciplinary actions on record. Avoid those with poor communication, vague fee structures, or negative reviews highlighting unethical behavior. Always verify their credentials independently.

Should I choose a CPA from a large firm or a solo practitioner?

Large firms offer more resources and specialized teams but may charge higher fees. Solo practitioners often provide personalized service and lower costs but may have limited availability. Choose based on your needs, budget, and preference for personalized attention.

How often should I meet with my CPA?

For individuals, annual meetings for tax preparation may suffice. Businesses may need quarterly or monthly check-ins for bookkeeping, tax planning, or financial reporting. Discuss your needs upfront to establish a meeting schedule that aligns with your financial goals.

Can a CPA help with both personal and business finances?

Yes, many CPAs handle both, but confirm their expertise in both areas. Ask about their experience managing personal taxes and business accounting simultaneously. Ensure they can balance both without compromising attention to your specific financial needs.

What should I do if I’m not satisfied with my CPA?

Discuss concerns directly with your CPA to resolve issues. If unresolved, check your contract for termination terms. Seek a new CPA by researching reviews, credentials, and referrals. Request your financial records to ensure a smooth transition to a new professional.

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