The Friendly Lender -- David Kutner

We used David as our Mortage broker to purchase a home earlier this year. We had a great experience and I would highly recommend him to anyone. He always made sure we were educated about the process and what all of our options are. Most importantly, David made sure we were a priority and he was always on top of things that needed to get done. Using David definitely made our home buying experience less stressful and I will definitely be using his services again if I have the chance.

My husband (who works in accounting/finance) found David through highly rated Yelp reviews and now we know why! As first-time home buyers, figuring out how to finance your first home is always nerve wracking. David is incredibly knowledgeable and thorough with his attention to detail. He also found us the best rates and advised us on the market trends and when to lock it in. He is extremely communicative and strove to make our entire process so smooth. We are so glad to have met David and would recommend hi

David is very thorough and conscientious of following Escrow & contractual timelines on behalf of his clients & our buyers. He shares information with borrowers & with us to make sure buyers get the best service (& rates). He is a treasure.

I cannot recommend David Kutner highly enough! From the moment we started the home-buying process, was a true partner in helping me secure the perfect mortgage. He took the time to explain all of my options in detail, guiding me through every step with patience and expertise. Thanks to his experience with the mortgage market, I was able to lock in a great rate. There were some unexpected issues along the way, but David smoothly handled them and we closed on time, with minimal stress. What could have been an

If you're looking for a reliable mortgage broker, look no further. I enjoyed working with David for his hard work, honesty, and knowledge of the local market.

Had a great experience working with David and would gladly recommend him to others. Easy to reach and worked to find us the best deal and give great advice on timing and more.

If you're looking to buy a home, you need to call David Kutner. I was looking to buy my first house a few months ago and David was extraordinarily kind helpful, and knowledgeable. He took the time to walk me through the process, answering every question I had with care and concision. Buying a home is a daunting task, but David made me feel very well taken care-of. I thought that buying a home would be incredibly stressful, but working with David made the experience very manageable. He is extremely prompt a

My partner and I were buying our first home and David was a huge help throughout the process. He was very informative about what what kind of loan we could qualify, and he took us through step by step process, answering all our questions and making us feel at ease the entire time. If you are trying to buy a home, you are in the right hands.

David was so helpful and got back to us very promptly when our credit union had taken over a month to give us any answers. He took the time to explain all of our options to us, and qualified us for what we needed. Would recommend David to anyone looking to buy a home.

Working with David Kutner was amazing. I was a first time homebuyer and had never been through the process before, but David helped me through the entire process and was there for me if I ever had any questions. I had been working with two separate lenders previously to try to get a loan for my first house, and both either wouldn't or couldn't meet my needs. I was referred to David by my real estate agent, and David not only was much more of a pleasure to work with, but he was also able to cut my closing c

Hire David! He handled our loan process amazingly. Not only was he extremely good at communicating to my husband and I about the loan process, things to expect, etc., he also made the process less stressful. Who thought that was even possible?! We're so glad we went with David. You definitely get what you pay for. He offers superb service, is very knowledgeable about what he does, and goes the extra mile to make sure you truly understand the process and are comfortable. He is also very responsive. E

To put it simply - David is the best in the business. He stands in a league of his own for many reasons, but most importantly for his genuine care for his clients. In the modern era, where everything is based on technology, speed, and profit, David shines by putting the customer first. I first met David in 2008, but due to many factors, didn't close on a property in California until 2017. Despite that, David continued to advise me over those years by patiently answering all of my questions and guiding me t

David Kutner has successfully helped us twice with our loans: one was for a refinance on an investment property and another was an investment loan on a property purchase. My sister recently went through the loan process for her first home with David too. David always followed up and kept us up to date on the status of our loans. When we encountered hurdles along the way David offered his professional advice and opinion on what he thinks is best for us. In the end, we were able to overcome the hurdles and su

David was a tremendous help to my husband and I throughout the homebuying process. He took every opportunity to help us to feel comfortable, and to assist us in understanding the complex decisions we needed to make. We recommend David to anyone shopping for mortgages. David will help to support you and look out for you during what can be a frustrating and scary process. Thank you, David!

David is an excellent mortgage broker! Because of him and his team, I have successfully refinanced which is now translating into significant monthly savings. I absolutely recommend David to anyone with total confidence -- he got me the lowest rates/costs of anyone after interviewing about 7-8 other broker/lenders; he is extremely good at explaining difficult concepts and provides honest answers; he is transparent about one's options and gives a balanced rational analysis; his transaction team is very good a

Sometimes one can get skeptical if there are too many 5-star reviews, but in this case, David is definitely the real deal! I've worked with many mortgage professionals over the years, and David is by far the most knowledgeable, easiest to work with, and open and friendly broker I've dealt with. My re-finance had some complications, but David was able to work through those with ease, and in the end my closing cost was $1600 less than expected! Will definitely recommend him to everyone I know for all their

Updated review: 6 later years and still awesome!! David and Sue are such a great team! They work 24/7 to help you in any and every way they can to close your loan. I am now saving a great deal of cash every month after my refi! Super people - I can't thank them enough for their hard work. Original Review: David helped me purchase my first home in May 2014, and to refinance in November 2014. He was a wonderful man to work with, very kind, explained everything that I need help with (which was a lot), and n

David was referred to me by another person in the banking industry who thought he could better serve my (actually my mothers financial needs). This proved to be true...Mr. Kutner was both professional and friendly, and my mother was pleased with his mild demeanor and willingness to be available to answer any questions she may have had, and to stay on board for any future questions or needs. David and I worked together to get her transaction completed in a reasonable amount of time, and, in this day and age

Demonstrating professionalism and honesty rarely seen today, David recommended I use another lender because they could give me a better rate on my loan. I don't write many reviews, but I wanted to let everyone know how wonderful David is to work with. My wife and I began looking to buy a home and I asked around to see if anyone I knew had any suggestions for a loan broker. David Kutner was immediately recommended by one of my coworkers, who said that he and his mother-in-law had used him and were exceedi

David is the best!! He helped my best friend, her boyfriend and myself buy our first home, a duplex, in one of the most competitive markets in Los Angeles. He was funny, so easy to work with and made the entire experience as pleasant as possible. People say buying a house is one of the most stressful times in life (this is true!) but I couldn't imagine the process with anyone more friendly - David truly lives up to his name. We're already talking about future plans and won't be using anyone other than D

David is absolutely the best!! We started working with him a few years ago and he helped us through the entire home buying process. He got us prepared as first time buyers, worked through the whole loan process with us and getting us approved. He explained everything in detail from the start to the finish. He was such an instrumental part of us being able to get our home. If it wasn't for David, his experience, knowledge, and most importantly his personality we would not be as enthusiastic in purchasing

David has been our go-to guy for everything mortgage-related. He helped us purchased our home, refinance later when rates were lower, and again this year for a cash out refi to help cover our home room addition project. There's a reason we keep coming back, and it's because he really does live up to the name "The Friendly Lender." David is always in constant communication with you during the entire process, and quick to respond to any questions you might have. He really does make the process so easy. Even i

David is not just a lender, he is an absolute angel and we feel so lucky to have worked with him!!! My husband and I were first time homebuyers and the entire process made us very nervous. David was basically our rock and made an otherwise painful process enjoyable. He answered all of our silly questions, helped us find the best rates, walked us through the process, and he did so with patience, compassion, and integrity. I'm a pretty picky customer when it comes to service and value and I cannot recommend

We worked with David to get our first mortgage, getting pre-approval in September and closing in November of this year. We were connected with him by a coworker of mine, and from the first call, we were really appreciative of his candor. He answered so many of our questions, and went way beyond the call of duty, even when we were not even clients of his yet. We did look into other options initially, but it became clear that David was going to be our best option. He has a good eye for the market, he work

David helped my husband and I tremendously with understanding and explaining the different options with obtaining a mortgage in CA. House hunting and purchasing process is a very daunting task and David really helped us feel comfortable with the process. Not only he was always prompt with our questions and calls on weekends and nights, he even went above and beyond to help us with offer strategies and helped us revising our "seller love letter". David's customer service, professionalism, and knowledge is t

Outstanding Mortgage Broker. I'm a Los Angeles based realtor and had the pleasure of working with David on a recent purchase transaction. This was not an easy sale and took quite a bit of time, yet David's extensive knowledge and experience is what guided this lengthy transaction to a smooth and successful close. In this fast paced and unpredictable business, it is so refreshing to find a lender that is honest, patient, communicative and downright friendly. He was so reassuring that both myself and the buye

My family has worked with David several times on getting a mortgage. Buying a home is quite a process and David's the best person to have in your corner as you navigate the complexities of securing a lender and closing on your home. He's clear, efficient, and supportive; always a phone call away, on any day of the week and always checks in to make sure you're kept up to date. Thanks, David!

David is a great guy! He made my home buying process and my refinance a few years later easier than I ever imagined it could be. He's very attentive, and full of useful info about the process. He made us feel great about our decisions. Highly recommend!

David truly is friendly. He was patient and took enough time to explain the different types of loans available and what he could do for me. More importantly was his honesty that he couldn't help me at this time due to my specific circumstance and didn't try to persuade me to get a loan that was not in my best interest; for that reason alone, I would definitely recommend him to anyone.

I had few questions about loan process. I found David's contact info online and gave him a call. He was able to answer all my questions and we started the process. We hit few roadblocks with seller's loan requirements, but David was able to solve all the issues. We got the financing real easy, and no problem with the lender. It is a very pleasant experience working with him. He is a true professional and a great guy.

Working with David as our loan advisor was a complete pleasure. His title of 'The Friendly Lender' really stands to be true! This was our first home purchase and David was more than happy to talk us through every step of the way, providing guidance that was super helpful and informative. I highly recommend his services!

I live out of state but have a property in CA which I desperately needed to refinance. I found David on Yelp! and took a leap of faith based on his reviews. All of the amazing reviews you will read are true. David was so responsive and kept us informed every step along the way. We had a couple of hurdles along the way which he helped to resolve - he made it all very effortless even though I know he worked his butt off for us. I would not hesitate to call David if you are looking to purchase or refinanc

After multiple people had refused to help us refinance because of our complex loan situation, David immediately told me he could help!! He did that, and more. David was so kind, patient, informative, and answered all my questions. His response time was always warp speed, whether it be day, night or weekend. David helped us more than I could have ever imagined. I am truly thankful and will always go to David for my home financing needs.

This review is an honest account of my experience with David Kutner and long overdue. I don't give out great reviews unless they are deserving and worthy of them. I don't give out a great review because someone did their job; they had to have blown me away. I had previously tried to refi my house and had been met by "no"many times, even though had a perfect bill payment history and had loads of equity. The reasons the powers that be gave for turning me down was my debt to income ratio, as well as my credit

It's rare to find people that go above and beyond when it comes to providing great service. David Kutner is one of those people. I'm a first time home buyer and David took the time to not only walk me through the loan process, but worked his magic to give me different options that could meet my loan requirements. I highly recommend working together with David, especially if you're having a hard time locking in a loan with others. He takes the time to really understand your situation and comes up with great

David came very highly recommended to me and he was excellent. I needed to refinance to get myself out of debt quickly and he found a lender that could best work with my complicated and tricky financial situation. We worked entirely in email and the occasional phone call and he made the refinance completely smooth and very easy. It wasn't nearly as difficult as I expected it to be. AND I was traveling across the country by car with my kids during most of the process, but somehow it was no problem at all. I

As a first-time homebuyer, I had a lot of questions about the lending process and David was incredibly helpful, provided me with a lot of information and he was so very nice, I couldn't wait to work with him. I decided, in the end, to purchase a home out of state and was so sad to learn David was not licensed to do loans there but he was still available to answer any questions I had and did not hesitate to continue to help provide any information I needed despite this. I could not be more impressed and ho

This is my third time working with David and it was as seamless as the first and second! David was able to get me a competitive rate and get me approved in the short escrow window that I had. One of the biggest reasons I went back to David was because he was very knowledgeable of the entire loan process as well as his responsiveness. He replied to any inquiries I had within minutes regardless of what time of day it was. I will certainly keep going back to David for any mortgage needs!

So, my realtor put me in touch with Dave and he immediately set to work on getting me approved for a mortgage. I was a bit of a challenge being single income and all, but Dave got it done. The loan approval process is stressful, no doubt, but he was somehow able to make it as painless as possible. He was always available for questions and very very friendly and easy to work with. He even came out to the house to bring the paperwork and discuss the terms of the loan. So easy and pleasant to work with a

I highly recommend David! We met him through some associates of ours and decided to hire him to refinance our home. It ended up being the best mortgage experience we have ever had. He was so on top of everything, got us a big drop in our interest rate, and got everything done so fast! He kept us updated every step of the way and even came to sit in on the document signing to make sure we understood everything. He went over and beyond. If you need a loan or a refi, I definitely suggest calling David!

I would add to his title of Friendly...Ethical, Trustworthy, and Competent. I had called David approximately 2 1/2 years ago to assist me with a loan. He stated he was unable to assist to do LTV; however, he was generous with his time and advice. He directed me to another bank which allowed for me to acquire a good rate. Currently, I am in the process of refinancing to get cash out to address my HELOC. David reviewed my loan and advised me that it was a good loan and to go along with it. Again, he has

This is the second time I have done business with David, simply because he never disappoints. I have never given a higher compliment to anyone, like I have to David. His honesty takes you aback, his simplicity is refreshing. I called "David Kutner-The Friendly Lender" and I got David Kutner, the friendly lender, it's so true that it's funny. His knowledge is unsurpassed, his efficiency is remarkable and at the end success always follows. If Noah needed to refi his ark I would send him directly to David wit

There are a lot of things I'd do differently if we bought our house all over again, but David is not one of those things. He is absolutely amazing! He's knowledgable, passionate, and patient. He held our hand through the entire process and helped make our homeowning dreams a reality. I really don't know what we would've done without him. If you're not sure who to use as your lender, call David. Hands down, that phone call was the best home buying decision we made. Thanks David!

I had the best experience working with David as the lender for our home purchase. He is very service oriented and professional, yet friendly in his dealings. He worked with speed and was very helpful. He worked very diligently to make our home purchase a reality in a rapid time frame. I would recommend him to all my friends and family.

So my wife and I had a very unique situation, we had our mortgage transferred to a different company and we were wondering if we should refinance to avoid this company completely, due to their reviews. We also wanted to refinance our current home and build another. When I spoke to David, he was patient, kind, concerned, and extremely knowledgeable with his answers. He set us up with a program to follow in order to reach our goals. After I got off the phone with him, I understood exactly what my wife and I s

David is more than aptly named the friendly lender. He was recommended to me by a friend, and from the instant we spoke I understood why. He was patient, responsive, knowledgeable and efficient. He tailored the experience to my needs, made adjustments on the fly, and always remained fair and honest. I highly recommend David!

If I could only write one word to describe David it would be superhuman. He is always available! Also, he's incredibly honest and explains everything with clarity and patience. A few of the big banks pre-approved me, but then rescinded their offer in the underwriting process. As a self-employed individual with a newly established LLC they didn't want to give me a loan despite sufficient funds and strong tax returns. David worked his magic, made it happen, and locked in a competitive rate. I would not

My husband and I just closed escrow yesterday on our new home and David made the whole process of getting our loan very simple and pleasant. He answered all of our questions (of which we had MANY) throughout the entire process, and he explained everything to us in a way that made us feel like we really knew exactly what we were doing and committing to. We were a bit nervous about the loan process because my husband and I own a business together so all of our income is self-employment income. We actually

David helped me out on an extremely complicated mortgage and managed to make my dreams of home ownership in Los Angeles a reality on a below-average income! Using a mortgage broker to help sort through all of your mortgage options is so smart -- no matter how much of a DIY person you think you are -- and David is so knowledgeable, friendly, and kind that I can't imagine ever going to another broker! His reviews are so great that I was initially even skeptical (like, come on, can this guy really be that good

I was looking for some help with refinancing the mortgage for my small condo, and I couldn't seem to get anywhere with the companies I called. So I found David by doing a search on Yelp, and I feel so blessed to have been able to meet such a wonderful person to help with the process. He goes above and beyond to answer your questions, and he always responds to emails and answers phone calls, or he calls you right back! He helped me look at the pros and cons of refinancing or taking out a home equity loan

This was my second time working with David. He's great. We refinanced my mortgage after 7 years and I got a loan for repairs. I emailed him to inquire about refinance on September 25th and my check was in my account on October 19th. Fast, helpful and easy to work with. What more can you ask for? Thanks for the friendly service David!

I had been looking for a Lender whom I can trust for 3 months. After much prayer and search, I ran into David and Thank God for his help! David answered all my questions with detail ( I had plenty!!) he is very patient and answered my calls or returns my calls in a timely manner. He gave me suggestions on our loan and really understood our loan needs. I truly appreciate him and his team! David, Thank You!

Dave is great. He has helped us twice with actual loans and countless times through the years with hypothetical loans as we have navigated the real estate market in Los Angeles. He goes far above and beyond with quick replies, making sure we understand everything, and following up when there is a time-sensitive step that we haven't completed. He is a kind steady presence in what would normally be a stressful complicated process.

Very happy with David. He found us the best rates, and expedited our loan process so we closed a week earlier than expected. He is very responsive - we frequently spoke in the evenings and at weekends, and he answered my questions quickly and in easy to understand language. I will be recommending David to friends. He made it as stress free as possible.

David is extremely friendly, knowledgeable, and genuinely cares for his clients. He worked tirelessly to get us the best rate and guided us through the entire process with ease, making sure nothing was overlooked on our end. We'll definitely be reaching out to him again for any buying/refinancing needs!

We had a great experience working with David to refinance our house. He is knowledgeable, thorough, and easy to work with. He answered all our questions patiently and professionally.

I had the pleasure to work with David on 3 projects this year and he delivered what he promised on time and on budget. He's always available and very caring. He explained all the details of the process and made sure all was coordinate perfectly between the escrow company and the broker. Highly recommended him! Thanks

David's professionalism and good cheer made a sometimes challenging loan process (my wife and I are self-employed) go very smoothly. The final result was much better than I could have hoped for on my own and If I ever have any other financing matters I'll be sure to drop David a line!

I had an absolutely positive experience with David. Couldn't have been more responsive and communicative. He was fair and very competitive on fees and rates. I would highly recommend him to anyone looking for his services! Nothing like a professional person taking care of important matters.

Wow! David was so PATIENT, KNOWLEDGABLE, and SUPER FRIENDLY! David takes the time to know the customer's goal and finds alternative ways to qualify for a lender. I promise you, you will feel welcomed with a smile. Give him a call! Thank you David!

Thank you David for seeing us through the complex and longwinded process of home buying, and for making our experience painless and straightforward as first time buyers. You were there every time we needed you, answered every question clearly and comprehensively, and helped us understand all the moving parts as they came along. You also scored us a great deal and that's important too! 10/10 highly recommended service and we have already sent you over to friends.

David is so helpful and knowledgeable. I wasn't sure how to go about qualifying for a mortgage, but thanks to David I'm writing this review from my new house! Thank you so much for making the home owning dream a reality.

David was absolutely wonderful. His level of communication is the best I've experienced in my dealings with mortgages! I highly recommend David!!

David was super helpful and very pleasant to speak with. He answered all of our questions and gave us some valuable advice. He's also very quick at getting back to us. Very Professional, I highly recommend!

David is a straight-shooter who gets the job done. I love his availability and meticulousness. As a real estate agent, I look forward to working with him again and again.

David is great! Just completed another refi with him, he is good at explaining and walking you through the process, as well as discussing your options to make the best decision for you and your family.

David was always available when needed and always answered or called when I had questions, he always made sure I was comfortable with the offer and the payment I would be making and always gave me options when available. Overall great broker lender

David is great! We have done two refis with him, got great rates and his customer service is fantastic.

He got the deal one when other's failed. And works with you on how to structure the deal that suits your needs best and works on a timeline that you need.