Tier One Credit (Credit Attorneys)

Shiva was an incredible support during a very emotional and financially stressful time for our family. We were facing the reality that we my parents could no longer afford their car payment, and the situation came with the risk of a significant hit to their credit. We needed clear, level-headed guidance on how to navigate this without being overwhelmed or intimidated by creditors. Shiva helped us understand our options, including whether to liquidate assets or surrender the vehicle, and how to manage the c

Five stars for Tier One Credit Repair! I've known the folks there, especially Shiva, for years, and I'm consistently impressed. Shiva has such a wealth of knowledge about everything credit-related and genuinely wants to help people by sharing it. The whole team's expertise in guiding clients through credit repair is outstanding ? they really know how to make a difference. If you need help, definitely reach out to them

Very grateful for everything Shiva has done for me! I needed help with my credit after I was issued a 1099-C and the CRAs were reporting a full balance even though I had to pay taxes. Shiva is very good at what he does and very helpful! I recommend Tier some Credit for anyone ever having problems with their credit. Now my credit is higher than ever! Will use their help again in the future if needed thanks again!

Just started my journey with Shiva and the team at Tier One Credit, and I already feel a difference (S/O to Richard and Jessie as well). After 6 years of dealing with credit issues, this is the first time I've genuinely felt hope. Their professionalism, transparency, and willingness to help ? without hesitation ? stand out. These are the good guys in the fight. They're clear, communicative, and fully committed to the process. I'm excited to see the results and will update this review as things progress. Hig

If your reading this then you obviously have credit issues. I have been working on my credit for a long time until I decided to work with Tier One and Shiva Bhaskar. Wow what a great decision. He is kind, professional and just understands how hard it is to get on with your life when you dragging around a bundle of misinformation and credit reports that are just flat wrong. The other companies I worked with would send out a computer generated dispute letter and had zero follow up. Not so with Tier One. The l

If you want help improving your credit scores or navigating your credit situation, there just is nobody better than Shiva at Tier One. So kind, so helpful, and in my experience at least, so fast! He was able to be incredibly responsive and helpful for me. I was able to rest so much easier after a few minutes talking to Shiva. I'll always recommend him for anybody having trouble with their credit.

Shout out to Tier One Credit! Words cannot express how grateful I am for Shiva Bhaskar and his team ! Not only did Shiva help me navigate my unhealthy credit journey , he helped me understand the importance of a positive credit score and the financial freedom it brings. Through email, texts and Teams , Shiva got my very low credit score from the 400?s to almost my goal of 720! We continue working on it full force! Despite hurricanes in Florida and Fires in California, tier one credit has remained consisten

For months, I had been following Shiva?s legal advice online?his guidance was clear, empowering, and helped me make real progress on my own. But when I reached a point where I was stuck on a complex issue, I decided to consult with him directly. That decision changed everything. Shiva quickly understood the situation and pointed out a solution I didn't even know was legally possible. Even more impressive?he referred me to a legal team that resolved the matter completely, and I didn't pay a dime out of pock

If we could give more than 5 stars, we would. Our income decreases significantly and debt kept increasing. Didn't know what to do. Luckily found Shiva and his team. Wow. They gave us advice so we can understand our options re debt settlement and how to talk to creditors in order to have the best results. Thank you for your knowledge and responsiveness.

Shiva was very helpful in advising on a wrongful debt (not owed) I was dealing with. He explained my options clearly, and gave me a good path forward to get this resolved. As an attorney myself, I appreciate it when a colleague not only has knowledge, but genuinely cares. That's Shiva and the folks he works with!

Shiva and his team are awesome! From the first call I had nothing but the highest confidence that they would do everything they can to help! They keep you informed of everything and are always a call or email away if you have a questions ! cant speak highly enough of Shiva and the team !!

I recently worked with Tier One Credit regarding an unauthorized charge with my credit card company. I had never had an issue with a credit card dispute in the past, so this situation was incredibly stressful and confusing. Tier One company stepped in and provided clear, thoughtful advice on how to handle the situation and understand my options from a legal standpoint. Their guidance was a huge help and made the process much more manageable. I am super grateful for their support during a very frustrating pr

Tier One Credit and Attorney Shiva Bhaskar are the real deal. I had a number of mistakes on my credit reports, and I tried to fix them on my own. Didn't work. I found these guys online. They disputed the mistakes without charging me anything. They weren't fixed, so they and Attorney Mike Cardoza sued a few of the credit agencies. One of the companies settled and deleted my accounts (and I got paid), but the other one decided to fight. I went to court with Shiva & Mike, and saw them in action in front of th

Amazing credit attorneys, helped me out with a huge problem regarding my credit that originated in 2023. Walked me through the entire process and got my problem solved swiftly! Recommend to anyone who is having trouble, they'll be able to explain to you clearly how to fix the issue and guide you through the process. Extremely kind people who truly cares about helping their clients!

After finding this firm online I was completely satisfied with the professional manner or conduct and how personal their communication was. After talking to many law firms, this form is number one on my list and they were not able to represent me. However they took to time to explain my options which was above and beyond their call of duty. 10 stars!

Mr. Shiva Bhaskar of Tier 1 Credit is an outstanding lawyer and a true expert in credit law. His deep knowledge and precision make him a trusted subject matter expert in this field. A few months ago, I sought Shiva?s advice regarding inaccurate and damaging information on my credit profile, which was affecting my ability to secure loans on favorable terms. After explaining the details of my case with TD Bank, Mr. Bhaskar immediately provided strategic recommendations and a clear plan to resolve my concerns.

Shiva is a skilled credit attorney who offers generous time and a patient ear to his client's problems. His renown translates into his work output as he outlines all available options by lucidly deconstructing them for the layman - credit counseling, debt restructuring, debt settlement, bankruptcy. He is accomplished in dealing with situations involving aggressive collectors, charge offs and hardship scenarios. The biggest USP of Tier One credit is that they outline broad reaching implications of an individ

Shiva and his team are my go to resource for any of my clients credit needs. Not only are they a wealth of knowledge, but they are also the guys that get the job done. This has allowed multiple clients of mine to be able to qualify for a better loan program that gets them keys to their first home or investment property. Im very happy to have Tier one on my side and once you use them you will too!

I really had high hopes for this company helping because of all of the great review they did nothing of what they said they could do.. 3 of my account is charged off they could do anything they never check the inconveniences in mu accounts so with the 2 accounts they was supposed to send to me in the mail weeks ago never did so I called today Sam emailed me the email. And it was extremely complicated and I had too go the library and print all of the information. Nothing of what was done .. I was told wh

I recently reached out to Shiva in regards to a legal question. Even though I ended up needing a referral, Shiva was super helpful. He listened without judgement, asked questions to help with clarity, and offered information and resources as needed. A very human experience, which is what I think is missing from a lot of initial consultations with attorneys and similar professionals. Highly recommended.

I had reached out to this firm over Instagram. Anthony was very helpful. Listened patiently and gave advice on the best way to approach. This was despite us not being a contract. I appreciate the genuine advice and the thoughtfulness of going out of the way to help. I find the company full of integrity with the ability to put clients first. Thank you Tier One Credit

Whenever someone I know has a credit issue to clear up, Tier One Credit is my first choice to refer them to. They're responsive, quick, and they care about their clients. I highly recommend them.

Tier One Credit has stonewalled me for nearly a year. Google reviews are my last resort to express my frustration?they gave me no choice. In October 2023, I decided to fix my credit to buy a home. I went to Reddit's credit community, where I was referred to u/creditwizard. I hired Tier One Credit Law Firm, unaware I was relinquishing my rights to my own finances. They did NOT disclose this. When I signed up, I was under the impression that they would assist me in removing negative items from my credit. I

I'm a credit repair company owner and we've refered dozens of clients to Tier One They have expertise in taking the credit agencies to task in court. They're terrific at what they do and I appreciate their professionalism, honesty and accountability

Shiva was WONDERFUL. He assisted in several issues I had with my credit report. My score shot up, and I was able to get my issues resolved. Highly recommend Shiva and his team especially if you are dealing with large companies!

After years of feeling weighed down by negative marks and collections on my credit report, I decided to seek professional help and was fortunate enough to find Tier One Credit (Credit Attorneys). From the start, Attorney Shiva, took charge of my case with a level of dedication and transparency that set my mind at ease. Throughout the entire process, his communication was exceptional, keeping me informed of each step and the progress being made. It wasn't an overnight fix, but through his meticulous efforts

I was referred to Tier One through my cousin who's a loan officer. Sam reviewed my file and said I was a good fit for credit repair. He kept me updated and removed a collection. Then he told me Shiva the lawyer thought I might have a case. They connected me with another law firm which disputed the remaining accounts. those guys are suing the credit agencies for me, so I can get my credit fixed and maybe get some $$ too. Sam and Shiva have been super helpful, and I'm really glad I met them. these guys are re

Shiva's arbitration training course is second to none. He gives a great base for understanding that creates confidence to take action, especially for those new to arbitration for credit repair. It's got everything you need to get started along with help from an awesome community that I've been able to take advantage of. Would recommend to anyone interested in joining!

Shiva is a true professional and great resource for anyone in need of a legal resource regarding credit. He is a wealth of information and has an extensive network to assist with any/all credit needs. Highly recommend!

Tiered One Credit really did it! I was told from other credit repair attorney that it is extremely difficult for my collection on the report to be removed until I meet Tiered one credit. Rudy he is very patient explaining the whole credit repair process and the possibilities. Style Shiva is doing an excellent work representing me dealing with other attorneys and the credit bureaus. My bad records got removed within two months! Compared to other credit repair companies out there Tiered one credit charges a r

As a loan officer, I have referred several clients to Shiva and the Tier One team. They are always very honest about what they can and can't do to help my borrowers. Sometimes they give simple advice that costs nothing and other times they are able to set my borrowers up on a longer term journey that ends in home ownership. I always appreciate that they treat every one of my clients with honesty up front. There are a lot of services that claim to help with credit and are quick to take money before they know

I was referred to Shiva and Tier One Credit by my loan officer and the results speak for themselves. They had multiple negative remarks removed from my report and I have seen a significant increase in my scores. The time to get it done was longer than initially anticipated but it has been worth it. Highly recommend for anyone in need of credit repair services!

My experience with Tier One Credit was genuinely remarkable, and it contributed to a significant improvement in my financial circumstances. I made the decision to give them a shot, and I couldn't be happier with the things that came out of it. Throughout the entirety of the process, the team not only shown a high level of professionalism but also provided much needed?support and education. They went above and beyond to guide me through the necessary steps. Their knowledge and unwavering dedication made the

WOW! Where do I start. I really want to thank Shiva at Tier One Credit for helping me out and fixing my credit. When I spoke to him I was not in the strongest credit scores and could never get to the 700 score even with the experience I have had with credit. As a real estate investor your FICO score determines what rate or loan you can get and I always had to pay higher rates. Within months Shiva looked over my credit report and was able to fix the many errors I had which I never knew can effect my credit s

Tier One Credit has been amazing with their approach through litigation. My clients are very pleased.

I'm in a very tricky situation that I was overthinking, but after working with Shiva B. from Tier One Credit, he helped put me at ease by giving very much needed guidance. He was professional and kind, and was a joy to work with. If needed with help in the future and they're available, I'll be back.

I don't understand the five-star reviews here. Tier One Credit has been working on my credit for 11 months with minimal to zero progress. I've reached out multiple times, but their responses are either severely delayed or non-existent.

I have worked a number of months of Tier One Credit to improve my credit scores which took a big hit during the pandemic. I had a number of late payments on cards and also some "settled for les" than the full amounts . Shiva Bashkar and his team provided me outstanding advice on how to improve my cc scores and had my accounts with negative information removed from my credit history. It is a legal process that can take many months, but Tier One Credit was great at keeping me posted and answering all my que

For years, I had struggled to dispute inaccuracies strewn across my Experian and Equifax reports. I did everything ?the way you're supposed to? and mailed off certified dispute letters to the credit bureaus and lenders, attaching full documentation and citing direct violations of the Fair Credit Reporting Act. No matter how many times I disputed these illegal errors, neither the lenders nor the credit reporting bureaus would budge. Finally, after falling into a rabbit hole deep within the credit nerd Inte

My true first experience with credit rebuilding was a positive and effective one thanks to Shiva Bhaskar. His responsiveness and knowledge on best ways to deal with creditors is top notch. He cares about his customers? needs and goes out of his way to provide friendly and professional service. I would definitely recommend Shiva to anyone interested in rebuilding their credit. 5 stars!

Shiva is the best of the best! When I came to Tier one my credit was in need of some help in order to purchase a home. Let me tell you that I have only been working with Shiva since the end of March and here it is 5 months later and I have been approved to purchase a home. Shiva is very courteous, professional and available whenever you need him. I would rate these guys 10 stars if it allowed me to. Defiantly recommend them for all your credit repair needs. Thank for helping us make our dream come true! You

I used Tier One Credit for an issue that I had with an auto loan that was the reporting creditor's fault and I had no idea how to resolve this issue with the credit bureaus. I spoke to Shiva and I was relieved to know that I didn't need to know much because she knew all the outcomes and moves associated. Shiva told me exactly what to do and and I got instant results. It was so simple and worth reaching out to Tier One. Your credit score is your financial curriculum vitae so it is nice to know a business l

Shiva and his team are super professional and great at what they do. Integrity!! I am a Realtor who works with a lot of first time homebuyers in the Los Angeles area, and have been grateful to be able to refer clients to Tier One Credit when needed. I recently closed a transaction where the buyers got their credit taken care of with Tier One in a matter of months, and within 90 days they got pre-approved and closed on their first home. Truly a testament to the importance of this work, and helping democratiz

Shiva is has exceptional knowledge about how to build credit without impacting your financial monthly plan. He is honest and provided correct information when I asked to remove negative remarks from my credit report. He suggested very good plans to build credit. I am very thankful that I met the genuine credit builder. Thanks Shiva for your help

These guys have been awesome since day one. Working on clearing up a few items on my credit report to be in the best position for a new home purchase. Shiva is the only ?white glove? service I have found after searching for literally months. They know what they're doing and the get to work quickly. These guys aren't random internet credit repair people going through the motions to be able to charge you. They are legit attorneys with a team to do things the right way.

Tier One and Shiva were great to work with. Very responsive but even more important effective. They were able to remove some items from my credit report and help my scores tremendously. If you are looking for some help fixing your credit, then go with Tier One. I will definitely recommend to anyone I know that needs help with their credit.

I just wanted to thank Shiva and his entire team for helping me sort out a false report on my credit history. It can be very stressful to deal with these inaccuracies and I had a lot of questions. Shiva responded to all my concerns swiftly and explained very thoroughly what to expect for every step of the way. I cant thank them enough, they are truly a godsend. If you need help with your credit repair, PLEASE do not look elsewhere. I did a lot of research prior to moving forward with Tier One Credit. Take

AMAZING HONEST SERVICE! I was going back and forth on fixing my credit between Lexington Law and Tier One. I decided to go with Lexington Law. I regret every bit of it. They promised me to help fix my scores (student loan dings). After 6 months of seeing nothing.... I decided to reach out to Tier One. They provided me the most honest feedback which was "we are not able to help you nor is anyone else in the industry". This was extremely honest instead of stealing my money they were straight up honest from

This place is a life changer! In about a month, my credit score has gone up almost 100 points. I didn't expect it to go up so much, and I definitely didn't expect it to happen so quickly. ALL of the negative items have been removed from my reports, and I was provided with credit counseling to help me determine the best actions to take to help build my credit. And it was very inexpensive compared to other credit repair firms!! HIGHLY RECOMMEND! If you get the chance, work with Rudy. He is AMAZING - super kno

Shiva and his team and Tier One Credit helped my wife and I straighten out issues with the reporting of our education loans to the credit bureaus. The followup and timely updates helped us achieve our goal of home ownership. I whole heartedly recommend Shiva and his team. - Nate

I will personally give Mr. Rudy 10 stars for his work ethics and end results. Let us be realistic that we are all different and our cases are different as well but have some patience and a little persistence can be rewarding. My case may have taking longer than expected probably due to the pandemic or the collection situation. My credit score was under 650 when I contacted Tier One Credit and Mr. Rudy was assigned to my case. I cannot breakdown his entire work ethic of great communications and more. My curr

I am so grateful that I found TierOne Credit and was able to get their help with an account I had been having problems with for over 1 year. I knew this account was reporting misinformation but I could not get a resolution. Shiva was able to help me get the account removed from my reports within a couple of months. Working with him and their team was the best invest of my time and money I could not be happier! I hope more people will trust this company with their credit related matters and hire them for m

Attempting to rent an apartment after 15 years, I needed to understand my credit rating. After 45 minutes of Google research, I chose Tier One Credit because of the high ratings posted for both Rudy and the company. Speaking with Rudy on the first call, his professional questions and skilled response along with his warmth and sincerity left me immediately secure that I had made the right choice in choosing Tier One Credit. Rather than take my money, Rudy reviewed my credit and gave me advice at no cost! Att

Speaking with Rudy about my credit report and what can be done to repair it was a stress off my shoulders, his insight and expertise is unmatched. Their professionalism and genuine care of taking care of me resulted in improving my credit score, Rudy gave me the confidence that they can help me, and they did. Tier One Credit is a top notch company, thank you Rudy and to the team at Tier One Credit.

Shiva was nice to work with. I appreciate his willingness to help and humble approach - and the guy is very knowledgeable. I used Shiva?s services about 7 months ago, and here I am today leaving a random review because I remember the experience. I would highly recommend this company. Giving ?credit? where it's due (pun intended).

Last year, as I was making an attempt to find help with debt reduction strategies and with improving my credit score, I very fortunately crossed paths with Tier One Credit. I felt a bit nervous around finding someone honest to work with, being that I got the impression that there were a lot of scammy options out there for credit and debt help. I ran into Shiva from Tier One in an online forum as I was asking around for advice regarding my situation. I immediately formed a good first impression when we ha

Tier One Credit is my go to resource for all of my clients needing credit consulting. As a mortgage lender in the Beverly Hills market I deal with a variety of scenarios and when a client is in need of credit advice I guide them to a consultation with Tier One. The agents are extremely knowledgeable, compassionate, friendly and most of all efficient. You're not dealing with just any typical credit repair company you are dealing with a legal practice. My reputation is everything to me, and I wouldn't risk it

I've looked around for a credit repair company for a while. And when I came across Tier One, their actions spoke volumes. Within weeks, accounts started to come off my reports. I noticed points were increasing monthly. Since the beginning they have been very thorough with me and always maintained communication. They didn't tell me what I wanted to hear, they were always genuine and up front. No hidden fees, and their prices are acceptable. They didn't sell me a dream and tell me anything outrageous to get

This was truly a life changing experience for me. With Rudy and his teams help my credit score jumped 80 points in one month and continues to climb each month in double digits. This experience is beyond professional and feels more like a family member doing everything they can to help you. Worth every penny, in fact for the level of service they provide I'm amazed they don't charge more. I was stuck in a rut for 10 years after a brutal divorce with my credit, and what I thought was an impossible situati

Shiva is an all around Professional, all Credit inquiries were met with concise information. Overall experience was beyond my expectations. Thanks Tier One Credit for all your hard work and amazing results.

I worked with Shiva to answer some questions about some lingering student debt. Even though my debts were settled and being dealt with, it was negatively impacting my credit score and preventing me from opening a credit card, buying a home, etc. Shiva was incredibly helpful and knowledgable. He really took the time to review my situation and give me some simple steps I could take to start building my credit again.

I had a great experience with Tier One Credit. My Credit score was 550 and I was trying to buy a house. My mortgage broker agent referred me to them and they were very friendly. They helped me increase my credit to 715 in less than three months. Now, I'm in the process of buying a house that I really want because I got approved for a huge amount of money. I really suggest someone to go with them because if you want your credit to be increase around 700 and up.

I cannot thank Shiva Bhaskar enough for the amount of work that has been put into helping me remove the issue that has been plaguing me for the last 6 years for my credit! I have approached other credit companies and never had a resolution before Shiva has effectively taken care of this in not only 4 months! If you truly want someone who will actually take great care of you and get you the results, look no further than Shiva Bhaskar, Credit Law Attorney!

When I was introduced to this company, I had no idea what I needed to do to finish fine-tuning my credit. Shiva was absolutely wonderful! He explained simply each step we had to take to accomplish what I needed to and made it all happen. He kept me informed through the entire process and I couldn't be more thankful!

Shiva has provided me with great credit building materials that I've shared with my immigration clients who are repairing their credit. Highly recommend Tier One?s ebook ?Credit Builder Secrets.? They are real, honest and absolute experts in credit matters.

Tier One is UNUSUAL because it's actually owned and operated by a licensed California Attorney. That's why everything's transparent and probably why they get great results - because those credit bureaus don't want to be sued. Check it out for yourself!

I was very fortunate to be referred to Shiva Bhaskar regarding my Consumer Credit Report issues. One item which is only $234 could easily be dealt with, but the other was from a car company that repossessed my old car back in 2015. My issues have been affecting my credit to an extent where I was not sure whether I could remove them and fight them both or address them in another way. I reached out to a bunch of attorneys, but Shiva was immediately responsive, communicated clearly with me in emails, and took

Shiva and the entire team of Tier One Credit have been very responsive and efficient to help my wife and I repairing our credit scores and erase some of the mistakes we have made in the past. Both of our scores jumped from below 600 to 750+ in less than 3 months. Thank you Tier One Credit !

Tier One Credit is very professional. They were able to look at my information and immediately see that my bank and credit bureaus were illegally messing up my credit and jumped to action. Tier One Credit was up front and very informative. They kept me up to date with everything and let me make any major decisions as to weather we have to take legal action or not. Tier One Credit was able to get my issues resolved and got my credit fixed and got it from the low 500s to the mid 700s. I would definitely recom

Rudy was so very helpful with finding what was dragging my credit down just over night. He gave me a plan of attach on how to build my credit. He had the opportunity to charge me to make my bankruptcy get off of my credit report , but was honest and had integrity to say it's going to fall of in only a couple of months so let's leave it alone. I would highly recommend you using this company if you need help. Rudy you're the best, Thank you.

I want to publicly thank Shiva for his help! I had been trying to resolve some credit discrepancies on my own for YEARS without success. On the very first phone call Shiva told me what to do. The process was simple and it worked. The discrepancies were resolved within a month. He personally followed up with me 3 times during the process to make sure I got the results I needed. Anyone with credit issues should be calling these guys.

Shiva Bhaskar was able to sucessfully help me build credit. Shiva was always very responsive, professional, and helpful. He is very personal and great to speak with. My credit has signifcantly improved since working with him. He is an asset to Tier One Credit.

There is generally a lot of misconception and fear about credit card debt, which, with the help of a right credit card repair company, can be resolved in no time. I had an unfortunate incident with my visa, couldn't return to the States and became delinquent with my credit card payments. Tier One credit (specially Shiva Bhaskar) was patient answering my endless queries, informative about the possible solutions to my problems, and had the right balance between friendly and professional when helping me figur

Can't speak to the actual service as I can't seem to get to that point with them. Seem like nice people but someone named Sam has been promising me initial paperwork going on 3-4 weeks now on multiple occasions and then disappears again not to be heard from. Seems ability to follow through and follow up is non existent which actually makes me more concerned about giving them money to perform the service and then having the same problem. Makes me also wonder about these other reviews as I can't believe that

Although my case required a referral to another firm, Shiva was extraordinarily courteous and helpful. He really went above and beyond... especially for a guy (me) who wasn't even going to become a client. I'm grateful for the reassurance and assistance.

I am currently in the program and Rudy has been a great help. I have been a client of a couple of credit repair companies in the past and stood with them for about a year or so. My credit score was down in the 500s at one point. I did a lot of research and learned more about credit and even tried to dispute on my own. Recently I was able to get my FICO up to EQ-TR-EX 647-667-627 but no matter what I continued to do, 700s seemed hopeless. I had credit cards that were charged off years ago. I spoke with Rudy

I originally started with Bank of the West in Feb.2019 and was promised to close soon with lower interest rate and minimal costs. Well this continued till the end of November. I finally realized that these people from Bank of the West are very inept. I spoke to Shiva Bhaskar and he introduced me to Mona Elhalwagy and she did my loan and closed in a month. Truly professionals with total transparency. She explained to me everything, disclosed all the interest, points and all pertinent costs. I called her

Worth every penny! I loved my experience with Rudy Barba from the Florence, CA branch. I'm new to the process of repairing my credit. He walked me through the process and broke everything down in a way a novice such as myself could understand. He removed everything he said he would in great time. I highly this service!

Shiva was a great help in swiftly advising me of ways to improve my credit score, all with a friendly and professional manner. Best of all, his advice worked.

They deleted a few of my debt collections in 1-to 2 months. At first, when I thought about hiring an attorney, it'll cost a lot ? luckily, they were in the affordable price range. Rudy still checks in with me to this day, which means that he cares a lot about his clients even after the transaction is done.

Truly the best in the business. Honest and realistic with expectations. Always Produces results. Thank you Shiva for being great at what you do. As a Mortgage Loan officer you've helped me close more deals and you are my "Go To" when my borrowers need help.

Tier One Credit provided solid advice to help mitigate my credit. The team and advice was so solid that I have recommended others including my compadre and a long time friend. Again, the experience was excellent and they squared away my credit issues. Highly recommend this outfit.

Shiva provided some great advice on helping me resolve my credit issues and was always available to discuss on the phone. Would certainly use Tier One Credit again if any any future problems arise.

I would just like to say that I would recommend Shiva Bhaskar to anyone in need of getting help with there credit scores. I got very quick responses from Shiva and he's guided me in the right direction. Glad to know that if I have anymore credit report issues that hes going to be the first person that I call.

Well first off I would like to thank Tony for changing My Life.. I had bad credit and didn't understand it. I kept getting these letters from collection agency and truly thinking of settling until I got advice from Tony at Tier One Credit.. Was probably the best move I ever made. Not only did he help me fix my credit but always understand it. I advise anyone that needs help understanding there bad credit. To hit up Tier One Credit.. Thank you for giving me my life back. Bad credit is no joke

Tier One Credit is One Stop Solution for your credit repair and guidance. Rudy Barba took ownership of my situation and the rest is history! Best legal and financial advisor team with ZERO maintenance/monthly fees!

Amazing!!! He was so kind and helpful!! My score was never the same!

THANK YOU TIER ONE CREDIT FOR YOUR GREAT SERVICE. THEY TURNED MY COLLECTION INTO A PAYCHECK BY FINDING ERRORS AND MISTAKES IN MY CREDIT REPORTS. INSTEAD OF CHARGING ME FOR CREDIT REPAIR TBEY FIXED MY CREDIT, INCREASED MY CREDIT SCORES AND GOT ME PAID. THEY ARE EXPERTS IN CONSUMER RIGHT LAW, HELPFUL AND CARING. THANK YOU SHIVA, TONY AND THE WHOLE TEAM. I HIGHLY RECOMMEND THEM FOR ANYONE WITH CREDIT RELATED ISSUES. CALL THEM FIRST.