*Note: CPAs may specialize in different areas. Be sure to check credentials and service offerings.*
If this is your first time working with a CPA, don’t worry — most professionals offer a free consultation and will walk you through what to expect. You may be asked to complete an intake form, share financial documents, or set clear goals for your session.
*Note: Every CPA operates a bit differently. Don’t hesitate to ask questions before committing.*
*Tip: Organize your documents in advance to save time and ensure accuracy.*
*Note: Preparation helps you make the most of your CPA’s expertise.*
*Note: Every CPA is different — take time to find one who fits your goals and style.*
1289 Lincoln Rd
Yuba City, California 95991
Benu did a great job with my home loan. I am a first time home buyer and had no clue how to get started. My realtor recommended United Mortgage. From the start, the process was simple. I had a co-signer and United?s team helped us so much. Very happy with their services. We closed as soon as all terms were met. Thank you for getting our loan done!
I bought my first home with United Mortgage. I got a new build home. And being self employed my taxes weren't allowing me to qualify. Benu and her team helped me tremendously. I was a let to get my house with new Tax filing. I spent realize buying process is so hard. Finally, I am a homeowner. I am very happy and definitely recommend their services!
?United Mortgage outshined all the other lenders while we were shopping for an investment loan. They made our rental property purchase smooth and stress-free, with unbeatable service and the best rate in town?so good, even our realtor was surprised! Highly recommend their team!?
Working with Benu Sharma was a fantastic experience! She was knowledgeable, patient, and always available to answer our questions throughout the mortgage process. Benu took the time to explain our options clearly, ensuring we felt confident in our decisions. Her dedication and attention to detail made everything smooth and stress-free. We truly appreciate her hard work and highly recommend her to anyone looking for a reliable and experienced mortgage broker!
I had a fantastic experience working with Benu from United Mortgage for my mortgage. From start to finish, Benu was incredibly professional, kind, and easy to work with. She made the entire process smooth by being transparent and honest every step of the way. I always felt well-informed and confident in her guidance. Benu truly cares about her clients and goes above and beyond to ensure everything is clear and straightforward. If you're looking for a reliable and trustworthy mortgage professional, I highly
Benu and her team has helped us several times for a mortgage loan. Each time they have been successfully closed on our loans. This time around again we reach led out for line of credit and we were able to get an equity loan without hesitation. Loan / mortgage paperwork is a lot but United Mortgage gets it done! Definately recommended. Thank you
Working with United Mortgage was an absolute pleasure. From start to finish, they were professional, knowledgeable, and genuinely cared about helping me secure the best mortgage for my needs. They took the time to explain every step of the process, making what could have been a stressful experience feel seamless and straightforward. Their attention to detail and prompt communication set them apart. Whenever I had a question, Benu, our Loan officer was always quick to respond and provided clear, helpful answ
Benu and her team worked Magic with my loan. When builder was being difficult, United Mortgage came through and closed my loan successfully. Definitely recommend them to all home buyers!!
Benu was always accessible and polite no matter how many questions I had. Super fast closing. Will be working with her again and have recommend her to others as well.
I am officially a home owner. I just closed on my very first home purchase. My realtor had recommended United Mortgage to be my lender. Ms. Benu explained loan process and got me a credit from the bank for my closing cost. Loan process was straightforward from the beginning. My agent and I are very happy with the loan services and highly recommend United Mortgage.
My family and I bought our first home last month. The home lloan process was simple and easy with United Mortgage. Wr submitted our documents and had preapproval. United helped me connect with the builder and our first brand new build home. The process was taken care of from start to finish. Benu and her team talked to title and builder constantly. They closed with grace getting me keys to my new home! I bought with 10% down and will go to United for all my mortgage needs ! Thank You Benu and her team.
I cannot say enough wonderful things about Benu Sharma Tumber at United Mortgage! From the moment we were referred to her by a family friend, she went above and beyond to make our home-buying experience as seamless as possible. Buying a house in Sacramento can be stressful, but Benu made the process feel smooth and manageable every step of the way. Her communication skills are outstanding. She not only kept us informed throughout the loan process but also went out of her way to communicate effectively with
We bought our first home and closed with United Mortgage?s help. Their team worked with us to get the loan done after builders lender turned it down. The loan officer guided us and helped us understand the loan process. Being first time home buyers and working with the builder we were unaware of so many steps. Loan Commitment, Appraisal, Title all this was new for us, But United Mortgage assured loan would be done and we would close on time. We were skeptical but throughout the process they answered all que
Benu was very responsive and worked diligently to communicate and secure a competitive rate for our new property. She guided us and was involved in the entire process from start to finish. United Mortgage is detailed, thorough, and attentive with their estimates and ensured we closed on time! I am very pleased with their services and look forward to working with them again in the future. Great work!
We bought our first home and closed with United Mortgage. Their team pre-approved us within days. They communicated with us and our builder. All of our questions were answered about different those of loans. We were able to purchase the home with minimum down payments. Got an amazing rate. We got our home keys and excited to move in. Always will recommend United Mortgage for all loan and real estate services.
I had a fantastic experience working with Benu and United Mortgage on the purchase of my first condo. Benu was incredibly helpful throughout the entire process, always quick to communicate and address any questions or concerns I had. Her expertise and guidance made what can be a stressful process smooth and efficient. Thanks to her dedication and professionalism, we were able to close quickly. I highly recommend Benu and United Mortgage to anyone looking for a reliable and supportive mortgage partner!
We had really good experience with United Mortgage. Our for our home loan with them and they helped us with quick pre-approval. In no time we started looking for a home. Once we found a home, Benu and her team were very responsive in communicating with buyers and listing agent. They assured everyone loan was in good standing. Their hard work shows and no doubt each step of the way? we were guided thoroughly. I am pleased to be a homeowner and my family is very thankful. Appreciate all of United Mortgage?s
I closed on my home today! Initially, I was skeptical about getting a home loan after hearing so many nightmare stories. However, we were referred to United Mortgage, who had previously helped my employer secure a loan. The application process with United Mortgage was straightforward, and they took the time to explain why our loan was challenging to approve. Despite the obstacles, they guided us through every step, helping us meet all the lender?s requirements. Benu and her team were incredibly supportive
I had an amazing experience with United Mortgage. They took the time to ensure you get the best deal when purchasing your home. The pre-approval process was seamless and in no time we started looking for a home. Once we found a home, Benu was ready to go with three options, plus as time went on she was able to get me an even better deal/rate! Highly recommend their service
I was referred /introduced to United Mortgage by a friend last year. Since then I have had a good communication with Ms. Benu. Home Markey was challenging so I decided to wait, but this year I was looking at home again. Utilizing Benu?s experience and advice, I was able to pick the best interest rate and program for my mortgage. Finally my family and I found and purchased our new home. My agent and I are very-happy we closed on the home. Without United Mortgage consistent communication this dream would ha
My dad introduced me to United Mortgage as I was looking to purchase my first home. We met with loan officer Benu who was able to get all my documents and tell me if I prequalified or not. She explained to me in detail different loan options, down payment, and interest rates. I was happy that I had options. They verified my income and communicated with me throughout the loan process. I closed on my home today and glad to be a first time home buyer. Looking forward to my refinance when rates drop with Unit
United Mortgage has been very helpful since beginning of the loan process. Pre-approval was easy and then we found our first home. As a home buyer we wanted to ensure experienced loan officer took care of our loan. We got amazing rate and officially signing on loan documents today. Benu and her team are thorough and explain everything to me in detail. Very happy with their services. Thank you United Mortgage for your help with home loan process
Benu and her team did amazing job with my loan on my home. I am a first time home buyer. My brother recommended United Mortgagw for we are so happy with their services. I did my loan with 20% down even though all the other banks were making me do 30% down. My family is forever grateful for United Mortgages help. They gave me best rate with low cost. 100% will recommend them to friends and family.
I could not be more happier to be home owners. It's a dream come true. My parents and I have been waiting for buy a house for many years. We saved our money for down payment and when I was ready my friend recommended Benu Sharma at United Mortgage. United helped me when getting my pre-approval and also recommend a Real Estate Agent. When I started looking for homes, I realized the process is very intense but Ms. sharma and her team are amazing. With interest rates also they got us a lower rate than competit
United Mortgage has been helping me over 6 months now. Benu is very professional and very knowledgeable about home loans. We finally found our new home in Case court after seeing multiple homes. She explained pros and cons about many home loan programs. We closed on our home and very happy that United Mortgage was part of it. Definitely recommend them and will be using them in the future
I was referred to United Mortgage by my insurance agent. Upon initiating the loan process, I found the experience to be remarkably straightforward. Benu and her team demonstrated exceptional attention to detail throughout the entire process. Furthermore, United Mortgage provided competitive rates and costs compared to other lenders. I successfully closed on my home today and wholeheartedly endorse United Mortgage and their team for their outstanding rates and exemplary service.
We are our first time home buyers and we were introduced to United Mortgage by our Realtor. From the time we started a preapproval till the day of finishing the loan, United Mortgage has been by our side. They explained various options for interest rates and also down payment. We also got an appraisal waiver, which ended up saving us money for the closing cost. United Mortgage has been very thorough by also finding us a great insurance company. We are so happy that we are homeowners officially. Highly rec
United Mortgage helped us for the second time to buy our house. We are very happy with the payment and the closing cost. Their team is very responsive and insured that we got the keys to our house. They got in touch with our agents, title company, and even our employers to verify employment when needed. Banks can be strict but with United Mortgage?s help, things were easy! They made it possible!!! Thank you Benu and United Mortgage.
United's team is the best. I got pre-approval done in less than a day. They helped me with my mortgage and I am very happy as a new home owner. The process was very simple. Communication was clear and thorough. I was provided estimates and options for my loan from the beginning. The loan officer is very knowledgeable and were able to answer all my concerns. United Mortgage closed my home loan in less than 25 days
Benu helped me buy my first home. The process was explained thoroughly. We got a checklist of documents that we submitted and loan was approved. We were able to close in 30 days of the contract. They even communicated with sellers on timelines, coordinated signing with title and helped me figure things our with Insurance companies. As a first tine home buyer i thought loan would be much more stressful but United Mortgage assured Nd guaranteed that my loan was 100% good to go! Definitely will use them in the
United Mortgage helped me buy my house and we signed and closed today! There were little hiccups but our loan officer Benu ensured we got everything exactly what was promised to us. The rate and terms remained the same and now we will officially be a homeowner. Their team is amazing. Updated title and listing agent thoroughly. My family is beyond excited to move and closing on our dream Home. Thank you Benu and United Mortgage.
United?s team went above and beyond to ensure we closed on our home. They were diligent in updating all parties and ensured we got the keys to our home. We didn't know loan process can be tedious and being a first time home buyer..United Mortgage made it simple and easy. Banks are rough to work with but Benu took care of any hiccups and ensured we closed on our first home. We are excited and we highly recommend United?s team. They get the loan done!
I just bought my first home with help of United Mortgage. They were very helpful and gave me loan rate options as well. It was absolutely remarkable experience as they kept it simple and smooth. They helped me with title company papers and also understanding what my payments will look like. Definitely will use them for our refinance and recommend them highly.
United Mortgage help me buy my first home when builder had difficulty in approving me. We started our loan and Benu's team help me a lot with patience. Being self employed and buying my first home... I was guided each step of the way. They went over all the loan process, details, down payment and even programs with me. I closed on me new Lennar home in Sacramento successfully. United mortgage went above and beyond their means to get me the keys to my new home. Definitely recommend them highly. Thank You
We wanted to buy a brand new Lennar home and were referred to United Mortgage by our friend. With our initial conversation Ms Benu assured that she help us secure a mortgage loan with 10% down. She prepared us with down payment and closing cost information. Being self employed it is hard and I wanted to ensure we didn't go over our budget. Plus interest rate and payment was exactly that was quoted to us. Continuously United Mortgage updated the builder. And kept all parties in loop of signing and closing.
United Mortgage did a great job on helping buy my home. With competitive market they had competitive rates! I shopped before going there and made the best decision to Go with Benu and her team. All contingencies timeline were followed and they closed on time. Highly recommend them to everyone! We got the keys to our home and we are very happy!
Benu and her team made us first time homebuyer dream come true. This was a positive home buying loan experience after we already had given hope. United Mortgage communicated with us all throughout the way. They were efficient and gave us personalized assistance throughout the process. It's important for us to get all of questions or concerns promptly answered and United Mortgage guided us with the care and their expertise. Our loan was done in 10 days since we came to them. Definitely recommend them to ev
My first home I bought through builder and United Mortgage matched and over exceed their lender. I got better rate than the in-house lender DHI mortgage. It was a long process with the builder and United Mortgage team has helped me along the way. From the beginning they went over estimates and payments. Communication with builder was on point. I got exactly what I wanted even with my schedule United Mortgage was accommodating on letting me over the weekend. I closed my house on time and can't wait to refina
My wife and I talked about buying a home. She looked online and found United Mortgage information. We took our loan documents to Benu's office and right away she took us in. Made us feel comfortable. The payment was a big concern for me, so she went over different options. I was impressed with their care and service. I couldn't believe that I was approved, and I was ready to look for homes. I knew the home I wanted, so we went and met with the builder. Benu and her team communicated with the builder and gav
United Mortgage is a very clear in comparison to other banks or loan officers I have worked with in the past. From the start after the loan process, they explained what documents I needed to get my loan started. They confirmed the mortgage payments and rates with me. Benu the loan officer took the time to review all my documents and got my loan approved. We signed on our new home over the weekend and so happy to close on our house. Would highly recommend United Mortgage and their team. Appreciate them .
Our journey to buying a home was made incredibly seamless and stress-free, thanks to the exceptional services provided by [Lender Name]. From our initial consultation to the final closing day, the level of professionalism, transparency, and support we received was unparalleled. United Mortgage gave us competitive rates, even in this market. They simplified the home-buying process. We loved their communication via phone, text, and videos. We wholeheartedly recommend United Mortgage to anyone in the market to
United Mortgage helped me buy my first home. When everyone gave up on our loan ? Ms Benu patiently took time to get loan approval going. With help with great realtor we just signed our loan docs!!! I cannot have done this without United Mortgage?s help. This competitive market I am able to buy a house. I am very happy! Thank You for all of your help United Mortgage.
As a first time home buyer we were unaware of the loan process. United Mortgage and their expertise helped me lot. They were very detailed oriented from the start. Pre-approved me and also help me talk to the builder to register on a home. Today I closed on my first home with Lennar and could not have done this without United Mortgage?s help. Very happy with their services! Appreciate Ms. Benu and her team.
With United Mortgage my first home loan experience has been amazing. We were in escrow on our home and our loan was having issues after 30 days, but Benu and her team came through. We transferred our loan to Benu on a Sunday and within 3-4 days we have loan approved 100% confirmation. The sellers didn't want to extend escrow and she ensured sellers that she was going to make this happen for all of us! My family and I signed our loan papers today annd loan funded the same day too. We are getting our home k
United helped me soo much from the beginning it was simple to prequalify. They talked to builder and assured my loan. We got unit contract and every step of the way they have been there for me. I am officially and first time home buyer and couldn't be happier to get my keys! Highly recommend them .
We bought home with Benu and her team. They are A+ with their loan services! We had a very good experience and United's team is always there for us even after home loan closing. Highly recommended in Sacramento, Bay Area or Sutter county. Thank you United Mortgage.
We are first time home buyers United Mortgage and Benu helped make this process easy. She is very responsive to answering any questions we had any time of the day. We were able to close our loan in as little as 7 days!!! After looking for all the best loans even those online, Benus rates were unmatchable. We are thankful to those who recommended her, we definitely recommend her and will go through her for future needs.
We bought my first home with United Mortgage and loan process was very smooth. Benu and her team worked hard to make sure we had hundred percent loan approval. This is a dream come true for my family. We got a great rate and will United Mortgage.
Very good experience with United Mortgage! we bought a new home and Benu and her team took care of us. it was brand new Interwest home and she did our loan in less than 30 days! great rate and payment. I cannot wait to do my refinance with them.
Home loans can be hard but we got introduced to United Mortgage by our Realtor. We submitted the loan docs and loan was pre-approved same day. It took us a month to find a home but when we found it, Benu was on top of it. She talked to listing agent and got loan done! Today we signed on our new home and getting our keys this week. We are so excited. United Mortgage is the best! I am going to tell my friends and family about them.
We found Benu online and after reading the online reviews.....we walked into the office to talk about home mortgage and loan pre-approval. She took us right in and started the home loan process. Within a couple of days, we were ready to look for homes. We found a newly built home in Plumas Lake in less than 45 days. We provided all the documents and all of a sudden, we were signing the final documents with the builder. We got our keys and I hear nightmare stories with people's loans, but we have A+ experien
We bought our first home with United Mortgage. The process was simple and easy! Benu and her team worked hard for our mortgage loan. They even helped us find good insurance company. Coordinated home loan signing and things just happened. Before you know it we were signing our new home loan documents. The way she handles things with our loan was so simple... specially when we had very pressing realtors! Realtors were communicated with every 2-3 days and they were all so impressed with United Mortgages commu
As a first-time home buyer, the process was simple and transparent with United Mortgage. Benu and her team did a great job with closing in time and we bought our first brand new home with a great rate and expedited loan service. Will recommend United Mortgage to everyone.
Working with Benu as my loan officer was an absolute pleasure! From the initial consultation to the final closing, Benu demonstrated unparalleled professionalism, expertise, and dedication. Her deep knowledge of the lending process, coupled with excellent communication skills, ensured a smooth and seamless experience every step of the way. Benu went above and beyond to address any questions or concerns promptly, making me feel confident and supported throughout the entire process. Her attention to detail an
I had an excellent experience working with Benu and her team. She was incredibly transparent and communicative throughout the entire process. Benu took the time to explain every detail clearly. Her dedication to providing top-notch customer service was evident in her responsiveness and willingness to address any questions I had promptly. Benu?s expertise and approachable nature made the entire mortgage application process smooth and stress-free. I highly recommend Benu to anyone in need of a loan officer
We did our home refinance with United Mortgage. We had asked our bank for the rates and United Mortgage rates were much better. And the cost was very efficient. We completed our refinance successfully. Their team called if anything was ever needed and made sure that the process was smooth from start to finish. Ms. Sharma got us a great Rate that we are very happy with. We will go back for any home loan needs to United again. We had heard great things about them, but now that we have experienced it ourselve
I recently had the pleasure of working with Benu Sharma at United Mortgage, and my experience was nothing short of exceptional. From the moment I reached out to inquire about their services, their team demonstrated professionalism, expertise, and a genuine commitment to helping me secure the right mortgage. Throughout the entire process, Benu?s communication was outstanding. She promptly responded to all my inquiries, patiently explained complex terms, and kept me informed at every step. Their transparency
Benu and her team are the best mortgage lender in the town. We had a really hard time getting qualified for a home loan because of being first time buyers and recent immigrants. Benu gave us hope and secured our mortgage loan after we couldn't qualify at other places. Benu and her team?s professionalism and expertise are unsurpassed. They also helped us in buying home by providing real estate services. She has given us unconditional support and always replied us instantly whenever we needed something. I can
We were referred by our family to United Mortgage. They have guided us with our new build home. Even with the builder they were in contract and especially with our self employment, we needed more assistance. Thank you United Mortgage for your help with our loan. We closed our home today! And everything went smoothly.
As a first-time home buyer Benu and her team did an expectational job guiding us through the process. Benu has been transparent and responsive throughout the entire process. Her expertise and knowledge have helped us provide accurate information and documents to meet loan requirements. Our seller had certain conditions, such as closing in 25 days, which Benu made happen. We are so grateful to Benu and United Mortgage for making this possible for us.
We are first time home buyers and were referred to United Mortgage Benu Sharma. Their rates were much better than other companies. From start to finish, the process was very smooth. Benu communicated with us and update every couple of days. Even signing with the notary, she was there to make sure all the paperwork was disclosed as we started. We closed our loan in less than 20 days and got the keys to our house. This was an excellent experience and we recommend them to everyone!
United Mortgage team has been the best. When looking for an experienced loan, I have had great things about Ms. Benu and her team. My sister had used her services many years ago. My landlord had given us notice and I reached Ms. Benu. I had to vacate in 30 days. From the beginning, she was thorough about the documents needed. ?I started looking at homes, within 1 day of pre-approval. I learned about loan options and what would best suit my needs. United Mortgage not only helped my realtor by updating them b
United mortgage helped me with my first home. I didn't think loan was possible but they explained it was simple and easy. I signed loan documents within 21 days of finding a home. It was impressive how they communicate and follow through. Even after closing Benu and her team helped me with payments information and county tax information. I am so glad she was referred to us by their friend. Thank You Benu. Appreciate all you have done for our home loan.
We did our loan with United Mortgage! It was awesome experience. They are very responsive and even on weekends we get out questions answered. Home loans I thought were so hard but my parents recommended Ms. Benu Sharma Tumber and we are very happy with their efforts, care and patience. Definitely recommend United Mortgage to anyone! Thank You.
We are first time home buyers and our process went very smooth. United Mortgage team gave us options and expedited our loan process. Even helped us with good Insurance quote for our home. We highly recommend them to family and friends! Excited to get keys on our first home!
From the beginning of the loan process we thought we had to use a bank. But then we heard mortgage brokers have the best options for the loan. So we detached and asked around a good mortgage company who understands mine and my family needs. This mortgage company is very knowledgeable and experienced. I needed options and they presented several loan options. My family is grateful for their input and helping us make our dream come true? Thank You United Mortgage.
I bought my second home And used United Mortgage services. they are excellent with communication and very professional. I got keys to my house today. my family and I are very happy. I can't wait to recommend Benu Sharma and her team. I got 30 year fixed loan before rates went up. She looked out for us and got our loan closed in 20 days! we are super excited.
Ms. Benu and her team did a splendid job in making my home dream come true. I was buying a home with K. Hovanian homHomess in Live Oak and from the beginning of the transaction United Mortgage has helped and guided me. They pre-approved me and with my busy schedule as a self-employed client, everything was done electronically. The process was clear and very transparent. I am extremely satisfied with United Mortgage and their team's efforts in helping me get a home. Definitely recommend them and will ensure
United Mortgage & Benu Sharma have helped me through the refinance & purchase process a half dozen times now. Being a mortgage broker she can shop for low rates and different programs to help you get the best deal on your loan. The process was relatively simple & the team keeps you informed throughout. Benu is easy to reach out to and responds fast.
Benu and her team were a dream to work with. They helped us when we first bought our home 2 years ago. The experience then was so easy and straightforward that we came back to them to refinance our home. Benu was easy to communicate with and quick to respond. Answered all of our questions and made the entire process easy and convenient. We are first time homeowners so all of this is new to us but the team at United Mortgage helps us to understand everything and we know we are in good hands. Definitely would
We had a great pleasure working with United Real Estate & Mortgage. Benu was very helpful and made everything extremely easy for us. As a first time home buyer, I had no idea what to expect. I have always heard about how nerve wracking and stressful the process could be, however our experience was the opposite. Every single step of the way went by smoothly. I highly recommend Benu and her team as they are extremely friendly, hard working, and dedicated to helping their clients. Our experience was successful
United Mortgage, closed on my new home purchase in very professional manner. I couldn't have asked for a better loan officer as Benu Sharma. We had a rough time with sellers and communication, but the team was able to walk us through each step. I got loan options and Benu was even able to explain the difference between points/no points and escrows/no escrow account. They helped me coordinate my final signing and I got a great 30 year fixed rate. I will always recommend United Mortgage, as their entire team
My wife and I just bought our new home and Benu helped us every step of the way to find the best rates and finance the loan. The United Real Estate & Mortgage team was very professional and the process was efficient. Benu and the team handled every step along the way with the upmost professionalism. If we ever need to go through a process again we would definitely go through United Real Estate & Mortgage. I would highly suggest anyone who is reading this to work with Benu and her team.
Benu is a great loan officer at United Mortgage. She did a wonderful job with our loan. She is very informative and very thorough. She made a complicated process simple by going through the whole loan process step by step. She kept us updated with everything going on in the loan. She answered any and all questions I had with such ease that I was able to understand everything. I highly recommend United Mortgage to everyone looking to get a home loan!
It was great working with Benu. We were pleased with her communication and depth of understanding of what we were looking for. She made buying our first home very smoothly. We would highly recommend working with her.
I just signed my loan papers for my first home purchase! United Mortgage helped me with my loan so much. They verified my income and gave me loan pre-approval right away! I found a home and put and offer. I have heard a horror stories about loans. My loan was easy and simple. I got a Conventional fixed loan and now I am officially a new home owner. Without United Mortgage team I couldn't imagine a new home. thank you to United Mortgage team. ??
I recently had the pleasure of working with United Mortgage for my mortgage, and I cannot express enough how satisfied I am with their services. From start to finish, they demonstrated exceptional professionalism, expertise, and a genuine commitment to helping me achieve my homeownership goals. First and foremost, the mortgage process can be overwhelming, especially for a first-time buyer like myself. However, this mortgage company went above and beyond to guide me through every step of the way. They patie
We just bought our home and the quality of service from United Mortgage was impeccable. United Mortgage closed on my home in less than 20 days. Appraisal waiver was granted on our loan. The process was back and forth couple times due to updated documents, but seemed easy enough. Benu Sharma also coordinated our signing with title company and was present so she can answer any questions we had. With United Mortgage service and staff's responsiveness we are happy home-owners.
My husband and I used United Mortgage and worked with Benu Sharma to refinance our home. We had a great and seamless experience. She was quick to respond, easy to work with and communicative every step of the way! Thank you for making a stressful process so much easier for us!!
As first time home buyers it was stressful to find the right lender. Benu and her team at United Mortgage were professional & efficient. They helped us close on our dream house in 23 days and made the process painless and simple. Benu and her team are knowledgeable and diligent and found us the best rate available in the market. Thank you and we look forward to working with you again in the future! Highly recommended!!!
We are first time home buyers and buying a new home was not easy! we booked our house in October 2021 and we are finally getting our keys! with 10% down we got a great rate and Benu Sharma made payment easy on us! thanks for United Mortgage for helping us with our very first home purchase. It is a dream come true. My family appreciates them so much.
Benu Sharma was instrumental in helping me close on my first new home on time! I had been working with another lender. Benu stepped in at the right time to help me fully close within 2 weeks! She was always available to answer my questions even after hours. It was a stressful time for me, but Benu held my hand throughout the closing process and helped me cross the finish line in a tight deadline. For any future mortgage or refinancing needs, my first stop will for sure be Benu. Thank you Benu for all that y
not knowing the process as a first time home buyer, things are very complicated. I was nervous e but Benu Sharma at United Mortgage got my loan done in 14 days. I followed all their advice since Feb 2022. In May 2022 I am a new homeowner. Got 30 year fixed and great rate and no mortgage insurance since we did 20% down. Everything was excellent. I got my keys today and very happy.
I am a new home owner becauze of Benu and her team. United Mortgage has been working wirh us for 2 months. They assured loan was possible. We are working family and I cant believe I got my first hlome. Thank yo u for guiding me and my wife with home buying process.
It was a pleasure working with Benu Sharma. They were able to refinance 2 of my properties just in time for me to purchase a commercial site. The process went smoothly and we closed on time. Looking forward to working with Benu Sharma and her team in the future!
Last year in 2022, we were introduced to United Mortgage. We successfully attained pre-approval but decided to wait. The primary challenge was identifying the ideal property. Upon our renewed search this year, we approached Ms. Benu at United Mortgage. Impressively, she granted us pre-approval in a span of fewer than 24 hours, facilitating the initiation of our property search. It is worth noting that Ms. Benu and her competent team have previously assisted our acquaintances, which endowed her with a strong
United was very professional and dealing with previous lender who first approved and then denied us. We were first time home buyers and no one took the opportunity to explain loan process to us like Benu Sharma did. We felt very comfortable. We went to United Mortgage as a second option but immediately were impressed with there thoroughness and explanation of things. Finally got to sign our loan papers and very happy with United Mortgage and Benu Sharma.
Benu did a very good job on our loan. Got very low rate with no closing cost. Definitely beat the other estimates. She was very thorough and explained loan in detail. I ended up saving money for our mortgage. Will recommend United Mortgage to all our friends/family!
Look for a Certified Public Accountant (CPA) license, which ensures they’ve passed rigorous exams and meet state requirements. Check for relevant experience in your industry, additional certifications like CFA or CMA, and membership in professional organizations like the AICPA. Verify their credentials through state licensing boards.
Use online directories like the AICPA, CPAverify, or state CPA societies. Search platforms like Yelp or Google for local CPAs with reviews. Ask for referrals from business associates, friends, or financial advisors. Local chambers of commerce can also provide recommendations.
A CPA is a licensed professional who has passed the CPA exam and met state requirements for education and experience. An accountant may lack this certification and could have varying levels of expertise. For complex tasks like tax audits or financial reporting, a CPA is typically more qualified.
Ask about their experience with your specific financial needs, such as tax preparation, small business accounting, or estate planning. Review their website or LinkedIn for case studies or client testimonials. Inquire about their client base to ensure they handle similar financial situations.
Yes, reviews provide insight into a CPA’s reliability, communication, and performance. Check platforms like Google, Yelp, or the Better Business Bureau for client feedback. Look for patterns in reviews, but verify their authenticity, as some may be biased or outdated.
Visit your state’s Board of Accountancy website or use CPAverify.org to check a CPA’s license status. Confirm their license is active and check for any disciplinary actions or complaints. This ensures they’re in good standing and meet professional standards.
Ask about their experience with your financial needs, fee structure, availability, and communication style. Inquire how they handle tax filings, audits, or financial planning. Ask for references or examples of similar work to assess their expertise and fit.
Fees vary based on location, services, and complexity. Basic tax preparation may cost $150-$500, while business accounting or audits can range from $1,000 to $10,000+. Request a detailed fee structure upfront and compare quotes from multiple CPAs.
Yes, many CPAs offer remote services through secure online platforms for document sharing and virtual consultations. Ensure they use encrypted tools for data security. Remote CPAs can be effective if they understand your local tax laws or business regulations.
During consultations, evaluate their ability to explain complex financial concepts clearly. Ask sample questions about taxes or financial strategies and note their responsiveness and clarity. Good communication ensures you understand their advice and fosters a productive relationship.
Beware of CPAs who guarantee specific tax refunds, lack a valid license, or have disciplinary actions on record. Avoid those with poor communication, vague fee structures, or negative reviews highlighting unethical behavior. Always verify their credentials independently.
Large firms offer more resources and specialized teams but may charge higher fees. Solo practitioners often provide personalized service and lower costs but may have limited availability. Choose based on your needs, budget, and preference for personalized attention.
For individuals, annual meetings for tax preparation may suffice. Businesses may need quarterly or monthly check-ins for bookkeeping, tax planning, or financial reporting. Discuss your needs upfront to establish a meeting schedule that aligns with your financial goals.
Yes, many CPAs handle both, but confirm their expertise in both areas. Ask about their experience managing personal taxes and business accounting simultaneously. Ensure they can balance both without compromising attention to your specific financial needs.
Discuss concerns directly with your CPA to resolve issues. If unresolved, check your contract for termination terms. Seek a new CPA by researching reviews, credentials, and referrals. Request your financial records to ensure a smooth transition to a new professional.