United Wholesale Lending

My husband and I had high hopes of working with Shelby and his company. We are very long time listeners of RadRadio (Hello Maggot Army!??) so when we started the process of home buying again it was a no brainer we were going to try and work with Shelby. Other than the first initial phone call, though, everything is not what it seems. After the first call our emails, texts, and calls went unanswered for days and weeks. We were told "Oh I'm so sorry thats happened to you" but his associate was just as bad. We

UWM is by far the best in the business. The communication with all of us was top notch. This was a 2022 single wide manufactured home. Clear to close in 12 days. Thank you Daniel Milan best account executive in the business and Liz Rosalez, Senior Loan Coordinator, and her team. You all get 5 stars.

Be very cautious. I would give Zero stars if I could. This company is very good at getting your mortgage but service is non-existent. I decided to set up an online profile at their site, and set up autopay. I linked my bank and submitted a payment on 12/5. There was ample funds in the checking account so I didn't think to check to make sure my mortgage payment actually went through. Today on 12/26 I get a call from UWM stating my bank reversed the request for funds and now I was late on my very first mortga

UWM is undoubtedly one of the most innovative companies we could collaborate with, offering an impressive array of resources at our disposal. I highly recommend leveraging these resources to enhance your experience not only for yourself but Clients & realtors as well. If you haven't worked with UWM before, you're truly missing out on an exceptional opportunity. Additionally, Brett Jewell has demonstrated exceptional dedication as our account executive, providing unparalleled support whenever needed. We are

I tell them I'm not interested so they call me incessantly using that "I'm trying to help a veteran," line. Don't weaponize my service to try and con others... unreal

From the very first call until after closing, the entire team at United Wholesale was incredible. They were super-efficient, thorough, always professional and made us feel very comfortable throughout the entire process. I can't stress enough how efficient they were! They made a daunting process feel very smooth and easy. Shelby, Peter and team were amazing to work with and extremely friendly and knowledgeable.? We had a crazy quick timeline we needed to hit due to a scheduled vacation and they were absolute

United Mortgage helped us buy our first home. The process was simple and easy, and they communicated throughout the way. Loan Approval came within 2 days of us finding a home. They worked with new home builders to ensure updates were given on time. Even until closing day. We were presented with great home loan options and the overall experience was great. We will definitely recommend United to all of our friends and family.

Peter and his staff were extremely professional and knowledgeable. Every step of the way! I used United Wholesale when I purchased my home in 2019 and then again when I refinanced in 2020 for a lower rate and shorter term. He and his staff were available at all hours and quick to respond to my questions. They made the process quick and easy from my first contact with him to receiving the news that my loan was funded. I would highly recommend this company and Peter (and his assistant Karen) to anyone interes

The homebuying process went very smoothly. Hardeep was great to work with and extremely professional!

Peter and his team at UWL were great to work with through the home loan process and especially in this market, where speed and efficiency really matter. Super professional, responsive and dedicated to not just helping you navigate the best financing options but also educating along the way. Definitely appreciated the support and partnership through this process. Would highly recommend!

Great experience for my first closing with UWM. They were quick, efficient, and pleasant to work with.

Peter and his team helped us not once, but twice with a refinance to lower our rate 2% in 2 years! We are super grateful for how smooth they made the process. It was quick and painless, and saved us hundreds a month that we will now use to travel the world. As a young couple under 30, and first time homeowners, we appreciated Peter?s guidance and explanations throughout the process. He is very knowledgeable and busts his butt to help you. I would recommend this company in a heartbeat.

My husband and I shopped 4 different lenders prior to meeting Peter and his team. We were convinced we knew the lender we wanted to use. Until we met Peter. He was straightforward, honest, and responsive. He knows his stuff and is very professional. No matter what time of day, he was there to help and answer questions. We loved their videos on their website. Those videos helped us to understand what we were doing or supposed to be doing as well as why we would need to. Great resources for the any home buye

Could not have asked for a better experience as a first time home buyer. United Wholesale Lending took care of us from start to finish, making time to answer all our questions along the way. They worked hard to get us the best rate possible, clearly explained all our options, and made some great recommendations about how to proceed when we needed help. No matter who on the team we were working with, the customer service was fantastic and they played a critical role in helping us craft a home offer that was

Everytime I have submitted a loan to them, they have closed them quickly and smoothly. I was a new Loan Broker when I decided to partner with them and their training and help has been greatly appreciated. It gave me confidence that I could be very successful in the mortgage industry. I use them on any loan that meets their criteria.

These guys are great! Peter is super easy to work with. They were able to help us refinance into a great loan. They were fast and efficient! Super helpful and I would definitely recommend using them! Best experience I've had since having home loans.

We have used Peter at United Wholesale Lending for our first home buying experience, as well as our home refinance, and we highly recommend him! The whole team was a pleasure to work with (thank you Naz and Marcia!), and they're fast. We had gotten estimates from a couple different companies, and Peter beat the rates, and also the time to close! We were very impressed. We had to get approved in a day, and it was over the weekend, and he got it done. For our refinance, he monitored rates and reached out to u

It was an absolute delight working with the team over United Wholesale Lending! Their team members were very kind, courteous, and knowledgeable when answering the many questions I threw their way. All around, top to bottom, A-Z they were able to make my first home buying experience such a smooth process. They provided me with all the information that I needed and in a timely manner with the utmost professionalism. They will most definitely receive my business for future ventures!

I had the pleasure of receiving a consultation from Todd, and I must say it was truly valuable. His insights into various sales approaches were refreshing and eye-opening. Todd's expertise in recruitment is evident, and he undoubtedly contributes significant value to the wholesale broker community. I highly recommend UWM services to anyone seeking guidance in these areas. Thanks, Todd! ??

My company has been working with United Wholesale Lending for a little under a year now, so far they are fast, efficient, and very professional. Our buyers seem to be very pleased. They have been able to work with buyers that have been turned away previously due to credit issues. On the professional side, I am able to get all documentation needed in a timely matter, its been pretty hassle free when it comes to funding the loans when time to close. I receive fast responses, weekly updates - sometimes more if

We are closing on our vacation home tomorrow and am grateful for the hard work Peter and his team put in. Originally we had multiple transactions going on at once, Peter covered the appraisals out of pocket. Very generous (over 1k+). When the deal fell through (to no fault of Peter - we received a bad home inspection report) he insisted that we not reimburse him and not to worry about it. It took us a few more months to find the right property/deal with our realtor but when we did Peter and his team wer

Talk about the BEST around!!! Peter and his team have helped my family out with all of our lending needs, and they never let us down. UWL has become family!! Their support and attention to detail is phenomenal. Look no further for all your Real estate and lending needs. You will not be disappointed, I guarantee it.

Everyone at United Wholesale Lending is great! This is not the first time I've refinanced with them, but this time I was able to refinance two properties start to finish in about 2.5 weeks! The team is amazing. Communication is great and they will find you the best rates. I highly recommend them and would refinance through them again

The team at UWM were great. Everyone I interacted with were knowledgeable, friendly and very helpful. Purchasing a home was one of the most stressful experiences I've gone thorough. Very thankful the team ensured the process was smooth from start to finish. On top of that, they were able to secure me an awesome rate. I would definitely go through them again in the future.

I have been working with Dan Amboy on a re-fi and purchase all at the same time. I would like to say that in my over 30 years as a Realtor, I have worked with many loan officers and loan Processors. But I have never worked with anyone like Dan! He was beyond amazing and without Dan we would not have been able to close this transaction his communication patience and knowledge were beyond my expectations. Simply stated Dan was just awesome.

Peter Galvez!!! Seriously you want him and the United Wholesale Lending Team on your side in your next home purchase or refinance! We partnered with Peter when we bought our home, and now again in refinancing. Peter has truly made both transactions painless and very easy. In buying we were able to close in less than thirty days, and Peter honestly went of his way to be accessible, approached our buying situation creatively and steadfastly. Peter presented us with viable options, and always made us fee

Peter and Francisco were absolutely incredible in helping us with the refinancing process. We were able to close within 2.5 weeks and the process was painless. They were extremely communicative and I have recommended them to multiple people since closing. I cannot say enough positive things about them! Trust them with your loan and you won't be disappointed.

United Wholesale Lending are the easiest group of professional people to work with. Our process was smooth and informative. Our loan was processed quickly and accurately. Their employees were open to questions and politely answered them. They saved my a good amount of money on my monthly mortgage. I felt in excellent hands. I would highly recommend them to family and friends. Thank you, so greatly appreciated!

After hearing about the great interest rates, there was no doubt we needed to refinance our home. We put it off for months due to stressing over paperwork and didn't really know where to start. I finally reached out to United Wholesale Lending and they were extremely helpful in getting the process started. Within a few days we had signed all of our documents and were set to close by the end of the month! Shelby was thorough at explaining things to me, laying out all of our options, and helping us choose the

Our experience working with UWL has been top notch! Ryan Wagner has been nothing less than professional, honest, and transparent through the purchase of our home and now refinancing! Communication has been fantastic throughout the whole process as well! We've recommended family and friends to Ryan because of the excellent service he has provided us. He is our go to guy and we wouldn't trust anyone else when it comes to this.

Peter Galvez and his whole team of United Wholesale Lending made my home loan process extremely fast and easy. I was recommended by a co-worker to this team and they didn't not disappoint me. Top notch professionals. They are trustworthy, well-organized and ready to work for your benefits. Highly recommended!

Peter and his team at United Wholesale Lending recently did my refinance. They did a fabulous job communicating with me at the various steps of the process and went above and beyond to ensure that we got all the necessary documents to close on the loan. I especially like the ease of uploading my documents on their secure server. Thank you so much for your assistance! I will be sure to tell everyone I know of your superior service!

Amazing company to work with, Naz was absolutely amazing the whole time. We were looking for about 9 months and she made sure to check in with us, give encouraging words and never gave up. I highly recommend this company, everyone working there are good people. Me and my husband will continue to work with them in the long run.

We started the process with Shelby and his team after hearing Rob on 98 Rock talk him up so much. We thought the absence of return phone calls, texts and emails and generally no questions answered was normal for this industry- it's definitely not! We almost gave up on the home buying process because of the lack of knowledge and communication from United Wholesale Lending, it was horribly discouraging. Thankfully we found another lender that was knowledgeable and always available. Maybe Shelby and his tea

I called Peter because I heard he was extremely professional and prompt. I was refinancing my home and needed the best rate. Peter held my application knowing that rates were changing a lot, as soon as it dropped he locked me in at an incredible rate. He was fast, efficient and Professional from start to finish. His team worked hard and made the process fluid. I will continue to work with him if I need anything in the future and I will absolutely refer friends and family to United Wholesale mortgage! Thank

I'm so glad I went with United Wholesale Lending. Pete and his whole team was nothing but welcoming and willing to explain anything throughout the entire process. I ask a ton of questions and they didn't hesitate to give me the answers I needed. We are first time home buyers and they made everything go so smoothly without any hiccups. Not only that I got preapproved within an hour and did a 17 day close!! This put me ahead of all of the other competing offers. Not only that, but I also got an interest rate

We were referred to United Wholesale Lending by extended family and we are so glad we got connected with them. They got us a rate a quarter lower than some of the other lenders we spoke to. They handled it all smoothly and were great when we had questions during the buying process. I would definitely recommend them and hope you and your family can benefit from their hard work and resources.

The team at United Wholesale Lending knocked it out the park! Peter and the team were 100% ALWAYS on the ball. They delivered exactly what they said they would and then called me a couple days later and gave us an EVEN better update to our approval!! I was 100% going with another lender and was in the final stages of the loan process and at that point was introduced to Peter and the United Wholesale Team. I have to say, I cannot be MORE thankful and happy I made the switch. BEST rate and fees but not only t

Shelby, Peter And their entire team were informative, professional, efficient, and effective throughout the entire process of our recent refi. They worked hard to secure us a rate that exceeded our initial expectations. We would would highly recommend United Wholesale Lending for any and all real estate needs.

Heard of them through Radradio and it was the worst experience I have ever had. Phone appointments made by shelby that never happened and no explanation as to why. Once we finally got a hold of someone and started the process they screwed up our paper work. They asked for the same papers multiple times from us and our realtor,removed loan contingencies before the bank said they could and didn't tell us for a week, weren't returning phone calls or emails. I finally got a hold of someone named Joe who tried t

Hands down the BEST experience I have ever had buying a home! Shelby answered all my questions and removed all my worries/concerns in the process. He went above and beyond to get us the best interest rate possible and tailored the loan to our specific needs. I highly recommend the professional team at United Wholesale Lending.

Peter Galvez and his team helped our family through the process of purchasing our first home! This was completely new to us as we have no experience in the real estate market but United Wholesale Lending guided us through with ease. We highly recommend their team for their two mains reasons 1. knowledgeable and 2. Readily available at any time to answer the many questions that arise through the process. Thank you United Wholesale Lending Team!

Shelby, Peter, Justin & the entire staff at Wholesale Lending were a complete pleasure to work with. They were efficient, paid close attention to detail and were quick to respond to questions. They also gave us updates on where we were in the loan process on a regular basis. I highly recommend United Wholesale Lending and will definitely use them again!

We really liked working with the United Wholesale Mortgage team. Peter and the team did our mortgage when we bought our new home - handled everything smoothly. We felt the whole process was effortless on our end, the UWM team did all the work. Peter then contacted us about a year later when the market dipped seriously low on rates to ask us if we wanted to refinance our mortgage to get an even lower rate. We weren't paying attention to the market but Peter was. It was a good thing Peter called when he

My wife and I have both worked with Shelby on multiple transactions and couldn't be happier with the services his team provided. They were able to educate my clients on the entire home buying process, and kept them informed and at ease throughout. They were able to get my clients a same day approval, as well as their loan closed in record time. I highly recommend Shelby and the entire UWL team if you are in the market for home financing

United Wholesale was a great go to for the purchase of my first home. They provided me the best rate possible even after looking on my own. They have a big team that really helps because the more hands the quicker the deal gets done! I will definitely be using them for my next home purchases.

I worked with Peter Galvez at United Wholesale Mortgage, he was absolutely amazing. He answered all my questions and his team pushed though our loan extremely fast to ensure we get the house we desire. I would highly recommend Peter and his team to friends/family who are looking for a phenomenal lender. Thanks again Peter.

United Wholesale Lending and Peter Galvez expedited my refinance while offering the best rate and top notch service. In the past my mortgage was carried by larger companies and I didn't realized that are relatively smaller can position themselves to offer rate advantages over these large mega companies. Be prepared to also feel the personal touch that is lacking in the competition as well. I would highly recommend Peter and his staff. They are incredibly knowledgable, well versed on all laws, the loan p

I've had the pleasure of working with Shelby & Peter for several years. I would sincerely recommend them over and over to anyone looking to purchase or refinance in California! The entire buying a house and mortgage process can be stressful but Shelby & Peter know how to make the lending process seamless and easy. They're fast, efficient, VERY knowledgeable and always professional. They treat their clients and Realtor partners like family and always put them first. I'm forever grateful to be able to work w

Shelby, Peter, Naz, Karen, and Justin at United Wholesale Lending were very professional, patient and knowledgeable during my home buying process. I truly appreciate the transparency and the open lines of communication as well as all the hard work behind the scenes to get my loan closed. 10/10 would recommend!

United Wholesale Lending was awesome to work with. Peter and Shelby and their team were great! We were able to get a mortgage we are happy with. Phone calls and video messages kept us in the loop and were appreciated.

I have used United Wholesale Lending countless times and they have never let me down! they beat everyones rates and they work faster than any other lender. Peter Galvez personally gave me the lowest Rate on a 30 year loan i have seen before! this team is absolutely amazing at breaking down the loan and how the process works! He makes it very easy for anyone to understand with no confusion! I highly recommend anyone reach out to them for a loan or refinance!

Working with Peter Galvez and Rick Bosley from United Wholesale Lending was a dream. They were prompt and responsive. I couldn't believe how quickly everything happened and I know without United Wholesale Lending it wouldn't have been as seamless. My wife and I used the VA home loan for our first home and although it wasn't always super easy Peter and his team were always there to answer any questions day and night and even on the weekends. Peter believed in us and I felt that he truly cares about the f

Peter came recommended through our agent. He, Naz and the team are quick and responsive. The rates are competitive and his knowledge and advice helped. Peter is true to his words and he's generous to cover our appraisal fee. Our closing was done without any issues and was on time. Thank you!

Hello?.. My fianc? Greg Schroth and I, used United Wholesale Lending for a refinance and cash out, and we would like to say that Shelby and Peter have an amazing company! They also have an excellent staff. Matt our Loan Officer, went above and beyond, in answering our questions at any given time when we called him. Mike, our loan processor, held our hand through the entire process, also answering any questions we had at any time of the day. We highly recommend UWL, Matt and Mike for any of your Mortgage

First off, Peter Galvez is very professional. This guy makes sure you are comfortable during the entire process of the deal. Peter is up front and genuinely cares. Francisco, was the Liaison for Peter. Francisco kept the lines of communication open responding very quickly every time I messaged him. United Wholesale Lending is a great choice for anyone looking to refinance. - Richard

Peter and his team were very professional and worked hard to keep me informed in every step of the process. They even went above and beyond working with my bank to get needed paperwork for the loan to close instead of just have me do it. I would highly recommend Peter and his team and will use the again when the need arises!

United Wholesale Lenders was great to work with. Peter was always available, and returned my texts or calls very promptly (and believe me I made a few). We have purchased properties in the past but have never had a process go through as fast as smoothly as this did. Peter called us about 12 days into it and said we were ready to close any time we wanted to. We were locked into a 45 day close that the owner wasn't willing to shorten, but with UWL that option was at least there on their part. Not only that, w

Shelby and his team were able to work miracles and get our loan approved. I couldn't recommend United Wholesale strongly enough. Their communication, professionalism and service are top notch. Job well done!

Anytime you are dealing with loan documentation, the process can be stressful. I loved working with this group because they were professional, responsive, and they just made the whole refinance a streamlined experience. It was a pleasure working with them, and I am so pleased with their service, and the Interest rate they were able to secure. I highly recommend them.

I've worked with Peter, Shelby, Naz, Nick and the whole crew! Tremendous professionals. Peter closed our first deal in less than 10 days and I was sold. Our clients love him and his follow up is second to none. If you want awesome service, great rates, quick turn times, and an incredible experience.....these are your people.

Amazing Incredibly dedicated team. I've never been involved with a group of people who were so concerned with making the home buying experience a success. They helped me close is 17 days! They returned my phone calls promptly and patiently walked me through the entire process answering all my questions, even on weekends. They made themselves 100 percent available. Such a breeze. I wouldn't hesitate to use them again.

When my clients tell me they're looking for a great lender they can trust and rely on, I recommend UWL. Shelby and Peter have a great team who go above and beyond for clients. They build lasting relationships while ensuring the process is smooth and timely. You can expect to receive top notch service when working with the UWL team.

Peter Galvez was amazing for us. He got us the best rate possible and payments that were affordable. As nerve racking as the loan process can be, Peter and his staff were always accessible and more than willing to answer questions and give us information throughout the process. I would recommend him as his company to anyobe looking to buy or refinance.

Peter was very knowledgeable and professional helping us through the refinance process. He was always available to answer questions and was easy to understand when explaining the different terms that were out there and how it could apply to our situation. We highly recommend Peter and UWM.

Pete and his team gave top notch advise with the current market. We waited as suggested and saved in the end with a much better rate. From the beginning until close all parties involved were nice, professional, available and quick to get tasks complete. I am thankful for Pete and his team and would most definitely recommend them to friends and family.

Nick Willrich went above and beyond assisting to get me into my new home. I was extremely impressed with his staff and their custom care! As a business owner myself its huge to see how others take care of their customers. I've been in sales most my life and these guys made me feel like family. Nick will be the only person my wife and I go to for our next purchase and well be referring all of our friends. If you want a place to make you feel like family this is where to go!

Peter, Crystal and Naz were great! I was kept in the loop throughout the entire process. They really took care of my husband and I, the VA streamline refi was just that streamline and easy. They saved us money and provided us an excellent interest rate. Their service was equally as excellent and come highly recommended! Thank you for all your help!

Thank you United Wholesale Lending specifically Peter, Naz, and Justin for assisting with the preapproval and approval of my loan. They were all attentive, efficient, and made the transition to buy a home very smooth but quick. I would highly recommend to work with these individuals as they will make your buying experience a good one.

I highly recommend United Wholesale Lending! Everyone I worked with was courteous, knowledgeable, and professional. We were on a tight timeline with the purchase of my new home, but they were on top of it and everything went smoothly. They gave me one less thing to stress about, and for that I am extremely grateful to United Wholesale Lending!!

We just refinanced with Peter Galvez, United Wholesale Lending and lowered our payment by $250.00 per month. Peter and his team provided an exquisite personal touch, were highly responsive and fully transparent. I highly recommend your next refi be done by Peter. He is THE BEST!!

Peter and his crew have orchestrated both the initial (conventional 30yr) and refinance of my property loan. I have bought and sold several properties from 2012-current and worked with various agencies. Without a doubt United Wholesale Lending has proven to be the most seamless, professional and personal within the great void of this vast market space. I would recommend their services to anyone who is skeptical and overly protective of their nest egg. With our current state of the world and constant uncerta

I have been using Peter Galvez for almost 4 years. As a busy realtor he is our secret weapon! There's no one more important on our Gail DeMarco Sotheby's Team then our great lenders. When he tells you a timeline he honors and usually it is much earlier. My clients love the rates and service. I truly believe I would not have my great reviews from all the buyers we deal with if it wasn't for Peter and United Wholesale Lending. I would never use anyone else!! Thanks Peter and Shelby!!

United Wholesale was fantastic, providing personal service and quick response to my calls and texts. They worked with me thru a new house loan and a later refinance. Providing a guarantee if my new house loan rate dropped in 6 months I would be eligible to refinance at zero cost. My loan officer held to the guarantee and saved me $160 per month. United Whilesale was recommended to me by a personal friend and I highly recommend them. Offering low competitive mortgage rates, even for jumbo loans combined wi

The experience was amazing. Kyle and team was upfront and transparent with me about every step of the process. They worked super hard for us in the every changing market. It was a pleasure and I would recommend them to any and everyone who wants a mortgage.

Pete and his team were great to work with in purchasing our first home. Not only did they secure us a great rate, they were very helpful and responsive throughout the process. I'd highly recommend working with them!

From first contact to our loan being funded Shelby Elias and his team with United Wholesale Lending provided us with nothing but first class and professional care. We shopped for a lender through all the major banks as any good consumer should do, but when it came down to it we received the lowest rate (3.5%) and the absolute best care through the United Wholesale Lending team. Buying a home has so many stresses that come along with the process, getting our loan wasn't one we had to deal with. This was

Account Executive, Holly Compton and the Underwriting Team at UWM, are the fastest closing lenders I have ever worked with in the industry! I highly recommend United Wholesale Mortgage for their excellent customer service! They get the job done!!!

My wife and I want to personally thank the United wholesale Lending team for helping guide us through the process of our recent refinance to our home.i want to especially thank the team members of Shelby, Peter, and Naz. These team members went over and beyond in there work from start to finish. They listened to our goals for our future living plans, and what we hoped to most gain out of the refinance. After going through multiple ideas of different refinance paths we found the one that made the most sense

United Wholesale Lending (UWL) is phenomenal! They provided fantastic customer service, easy to understand information, regular status updates, and even closely monitored the market to ensure we got the lowest rates available. With their help we are saving over $500/month! I was referred to UWL from a family member who refinanced with them and was so impressed with their customer service that they had to share. Having gone through the process with UWL myself, I too was so impressed that I referred some of m

Working with United Wholesale Lending was a positive roller coaster of an experience which landed me in my very first home! The team at UWL are enthusiastic and on the pulse of the latest market trends; because of this I got an amazing mortgage rate! They are efficient, with a great can do attitude - a pleasure to have worked with the UWL team!

So grateful to United Wholesale for helping us get into our new home. It was a challenge in the beginning getting a loan but Peter G. and his team really went to bat for us and helped us push through to close and get the job done. Thanks once again to UWL for all your help. William

Peter and Francisco are fabulous!!!! They are fast and efficient. Peter helped us with our first home and worked wonders with our loan. Since then, we've done 3 refis with him and they have all been easy and stress free!

As a first time home buyer I appreciated the team at United Wholesale Lending in helping me understand each step of the process. They even offered a free online course that provided an abundance of information for home buyers. Shelby was quick to respond if I had any questions and made sure I fully understood each document provided. Thank you UWL!

1st time working with this company and I can honestly say I cant wait to refinance again using them. I was able to get my refinance done in 7 days. It was truly awesome working with a great group of individuals whom were professional efficient and made it a point to be available each and everytime I had a question.

Very competitive loan rate as I shopped 3 others and they provided the loan that was best for me! And they didn't make me $500 to ?shake hands? like lame Quicken Loans. UWL provides a great deal of educational videos for those just getting started with the home purchasing process. Lastly, I was very impressed we closed on time within 21 days of contract. Thank you UWL for everything.

Shout out to the underwriting team: Parker Faubert and Taytum Reed for getting my file underwritten in less than one day! Customer service has been world class! Minna Mathis has been amazing as a rep...can't say enough about your partnership as a MLO! Getting it done in 2023 and beyond!

I do not recommend United Wholesale Mortgage (UWM). It is a lender and not a bank. So, after contracting a mortgage loan, you are stuck with your initial deal, and they will not allow you to negotiate a lower interest rate based on the market. You will spend a few hours trying to talk to someone. Bottom line, they will redirect you to a broker, JWH Financial, the middle man. UWM only care about making sure that you pay your loan each month. Even if you are a good standing customer, unfortunately, you are ju