West Cal Financial - Buy Your Home With Me and I'll Do Your Loan For Free

I would not have gotten this far without Brandon?s professionalism. He identified potential issues and addressed them right away as he navigated what was going to be a bit of a tricky loan. When things looked like they might not work out, he offered up solutions at precisely the right time overcoming each hurdle as they came. I really appreciate his full attention to detail and effort to not give up so I could obtain the financing needed to improve my new home. I am closing on time and with as much money as

Let's start off with Brandon helping me purchase my first home in Vallejo. It was a huge & scary decision but we made it happen. Now after 8 years of knowing him. I've always asked him for his opinion on purchasing another property. It was a back and forth with this decision but Brandon made it happen. I would highly recommend Brandon to family or friends moving forward. He's will be my go to person for real estate.

I have worked with Brandon numerous times over the years to refinance my home or apply for HELCO loans. Brandon has been diligent, trustworthy and professional at every turn. Always providing excellent service, fantastic communication and reliable industry knowledge. I would absolutely recommend him to anyone interested in buying, selling or refinancing a property. He is my trusted property advisor.

Navigating a probate sale can be overwhelming initially, but working with Angel and the team at West Cal Financial made all the difference. From day one, they walked me through the entire process?step by step?explaining everything in clear, easy-to-understand terms and answering every question I had. They helped me coordinate with the probate attorney, helped me understand my responsibilities as the executor, and ensured all the necessary legal and real estate steps were completed accurately and on time. I

Brandon did such a great job helping his buyer?s get closed early on the sale of our last home that we decided to have him help us with the mortgage on our new home. As expected, he was just as thorough and timely with his approach to our loan needs. We were always well informed about next steps and kept up to date with market fluctuations and current events impacting our decision of when to lock. It was a difficult with the election to know when to pull the trigger, but we did well to lock in a rate with s

Brandon and Angel were referred to us by a good friend and we are so thankful they did. We closed ahead of schedule and got a below market rate. Their offer to provide a free loan saved us over 12K and their ability to utilize a new program for title services saved us over 5K from the original seller?s title company quote. Lastly, their contacts for homeowner?s insurance were able to provide a quote for 85% less than our original online quote we had found. We literally saved over 20K in customary loan and r

Brandon and his team at West Cal Financial are exceptional! Their responsiveness, attention to detail, feedback and knowledge made the whole process of buying our second property seamless and quick. We truly appreciate all the hard work and will definitely be working with them again on future ventures.

Brandon was very patient and helpful throughout a more challenging time in my life. When ever I had a question, he promptly responded with a thoughtful answer to help guide my next move. When it came to executing my sale he made the process fast, easy and provided details on how to make it even more affordable. I trust his expertise and appreciate his follow through. He will continue to be a trusted advisor and I highly recommend other give him a chance to help them. Thank you once again West Cal Financial.

We are so thankful that friends recommended Brandon for our home loan. He helped guide us during our purchase and had the loan ready to close well ahead of schedule. He was helpful and responsive anytime we had a question. He continued to stay in touch and followed the market to secure us the best opportunity to lower our rate and save us hundreds per month. We appreciate his desire to help and thoroughness through it all and will highly recommend him to others looking to buy, sell or refi. Thanks again f

Brandon and Angel were awesome to work with and attentive to my needs and timelines. We were able to obtain a buyer while in the presale process and we closed earlier than expected. I learned a lot along the way and appreciate all the hard work put into make it happen. I would highly suggest West Cal Financial for anyone looking to buy, sell or refi.

I have known Brandon of West Cal Financial for several years as our kids went to school together. During this time I had a broker that I had been working with, but when the time came for my most recent refinance I wanted to give Brandon a shot at my business. He did a great job working closely with me to execute my refinance and met each timeline as we had planned. It was important to me that I was working with someone that I could trust that had a good attention to detail. Brandon made the loan as conveni

Brandon has been a long-time friend and a person I could trust. When he offered to help me buy my first home and do my loan for FREE!!!, I was happy to have him help me. As expected, he went above and beyond to make sure I bought a great place and locked me into a great below market rate with his complimentary loan offer. Everyone should take advantage of this great program! I am excited to be a homeowner and grateful and honored to have a friend I can rely on to look out for my best interests and guide me

We have known Brandon and Angel for many years from attending the same church. When it came time to explore a refinance, our pastor referred us back to them as he had two positive experiences working with them. It was good to reconnect and we could not be happier with the service they provided. Working with trusted professionals and friends made it so easy for us! They were both helpful in explaining all the steps and made sure we got the best deal. Thank you for the great rate and letting us know of the up

We were fortunate enough to meet Brandon and Angel at one of their listings. They were both friendly and helpful and although we did not buy that home with them, we reached out to Brandon when we found the right home for our family, as we knew he also helped with financing mortgages. Brandon let us know had faith that he could save us money by handling our loan himself vs going directly to the lender and sure enough, he was right! We saved thousands over what the same lender was offering us to work with the

I was referred to West Cal Financial by a colleague of mine who had already successfully refinanced twice with them. I felt supported throughout my refinance process and I felt that Brandon really cared about my family's wellbeing. He answered my questions thoroughly and explained everything really well. I too have now refinanced twice with Brandon and both times I was able to lower my rate and do so at no cost. Brandon has even helped me locate the best rate for a Home Equity Line of credit. I have and wi

You have to work with Brandon and Angel if you are looking to get a loan. They are awesome! I was introduced to them through my co-worker and close friend regarding a refinance. Every step of the way they were there to answer my questions and guide me through the process. They helped me time getting the best possible rate and they got me closed ahead of schedule. These are crazy times, but West Cal Financial was there for me and made sure we were taken care of. I am very grateful to have met the both of the

My roommate and dear friend introduced me to Brandon of West Cal Financial and spoke very highly of him. I was very pleased with his thoroughness and timeliness throughout the entire loan process for my home purchase. He clearly explained all the details of my loan and helped me to navigate the best options at the lowest possible rate. I really appreciate all his help along the way and it would be a gross understatement to say I couldn't have done it without him. I will absolutely be recommending Brandon, A

I have reached out to Brandon McGrath for several real estate loans/refi's and he will always be the person that I have facilitate any loan or real estate transaction. He is always very thorough and never lets anything get missed. He has a way of always nudging all entities to move forward in the loan process. Thanks again Brandon! Lynn Nichols

In May of this year we were introduced to Brandon and Angel by our brother who has been a long-time high school friend of theirs. Brandon and Angel were able to explain all the steps of not only the home search, but also home financing. We were able to get pre-approved with a lender and start our home search right away. After several months of searching for the perfect home for our family Brandon and Angel were able to get our offer submitted and negotiate the best terms for both our home purchase and lo

I can't thank Brandon and Angel enough for helping me get my first house here in the US. I felt treated like a VIP client and both of them were very smart and efficient with handling my paperwork. I still can't believe I have an almost half million dollar home despite me being a single person. I am very happy and so is my family in Manila and L.A. I will definitely use West Cal Financial services again to buy and finance more homes. In fact, West Cal Financial kept me in the loop with the recent decrease i

I met Brandon and Angel after contacting them about a home that I saw for sale on Zillow. Although I did not buy the first home I saw with them, when I did find the perfect one I knew exactly who to call. After viewing a few homes on Sunday afternoon, I called Angel & Brandon and they were able to quickly get me pre-approved, write up a purchase contract and have me under contract on my new home by 10pm on Sunday night. Angel was able to guide me through the home buying process and helped to thoroughly

We met Brandon and Angel several years ago when he was our son?s soccer coach. He did a great job on the field so we figured we would give him a shot with our loan business when it came time to purchase a house. Since then we have completed two refinances with West Cal Financial. They are always a pleasure to work with and we continue to refer them to others. Anyone looking for someone they can trust should give them a call.

Brandon is a real trooper. His level of patience, understanding and follow-up are 2nd to none. Let's just say my refi took a little longer than most, but he knew it would save me a ton of money in the end, and he was right. I cannot thank him enough for sticking with me and making it happen. I really appreciate his dedication to his craft and his thoughtfulness to see the process through with me. If you are considering working with a great professional, look no further. West Cal Financial, you are AWESOME!

West Cal Financial helped us with our first home purchase and they made the transaction easy and painless. We had heard stories of how difficult and time consuming the loan and real estate buying process could be and were surprised at how quick, EASY, and painless our experience was. Their offer to do our loan for FREE allowed us to bring only our down payment to close, all other closing costs were covered. They were even able to negotiate a home warranty that will give us peace of mind through our first

Over the years Brandon has always fought really hard for his client?s best interests and offered one of the best rates. His ability to package and expedite a loan file through the mortgage process was also very impressive. Having been in the industry for many years, I felt confident Brandon would also do the same for me. So when the time was right I gave him a call. I could not be happier with my decision.

Brandon has handled multiple mortgage related transactions for us over the past 4 years and he has guided and managed our experience flawlessly. He pays attention to every detail, educating his clients along the way. Brandon looks out for the best interest of his clients and maintains a professional integrity with everything he does.

I first met Brandon and Angel of West Cal Financial when they came to purchase a car from me for their daughter. At that time Brandon mentioned what line of work he was in and continued to stay in touch as he knew I was going to need to get a loan for my new home. Brandon went above and beyond all my expectations and helped save me the time, money and the inconvenience of having to get two loans as originally suggested by others for my particular situation. He carefully navigated all the county, title and l

We were not sure if our home would appraise for the amount needed and we did not want to waste too much time with a full loan application so Brandon found a way for us to get the appraisal done ahead of the loan application. Luckily, our home value came in higher than expected and we were able to complete our refi at the same rate we already had and in less time than originally planned. Once again we are very pleased with West Cal Financial and look forward to working with them again on our next home purcha

A good friend of ours introduced us to West Cal Financial a few months ago. They were prompt to give us all the details to get refinanced. When we missed the first dip in rates they continued to follow up and quickly let us know when they had come back down and got us locked in. Even though it took a hint longer than planned to close they assured us there would be no additional cost and there was not. We are grateful to have a reliable team on our side and we are very happy with our low rate. Thanks again W

I have worked with West Cal Financial numerous times. Brandon is efficient and very easy to work with. He makes the re-financing process seamless. I wouldn't hesitate to use West Cal Financial again.

If you are looking to refi your home, call West Cal Financial. Brandon and Angle did an amazing job on our refi! The process was simple & easy. They kept us in the loop throughout the entire process and handled everything. Only if some of my past refis were as simple. And we got a fantastic rate! Thanks West Cal Financial! ~

I've had the pleasure of working with WestCal for my refi and couldn't say enough great things about Brandon. If you want transparency, clear communication, and an expert in the industry that is what you'll get. 6 STARS!

I was so impressed with West Cal Financial. Brandon is thorough, efficient, and easy to communicate with. I had dreaded the re-fi process, but it was truly been swift and painless with West Cal Financial!

Another plug for one of the amazing business people I happen to know... If you are in the market to refinance or buy a home, I could not put a higher recommendation on Brandon McGrath from West Cal Financial! I have very high expectations, do my own research, and this guy has far exceeded my expectations in every way with his professionalism and knowledge!

West Cal Financial did a great job with our refinance! Both times! Thank you!

They run an honest and trustworthy business, and I recommend them to all my family and friends.