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WWM Financial

WWM Financial

Reviews Summary

WWM Financial receives overwhelmingly positive reviews, with most clients praising their expertise, personalized service, and strong results. Many highlight long-term satisfaction, excellent communication, and trust in managing portfolios. Advisors are commended for their responsiveness, thorough financial planning, and going above beyond to assist during life transitions. Several mention outperforming market benchmarks. A small minority express dissatisfaction with returns and communication. The firm is frequently recommended for their caring approach, educational guidance, and collaborative team supporting clients' financial goals.

About This Listing

Business Consulting
Financial Statements
Tax Preparation
Tax Planning
IRS Representation
Financial Advisory
Estate and Trust Tax
High-net-worth Individuals
Risk Management

Who Can Work with a CPA?

Individuals seeking tax prep, retirement planning, or financial advice
Small business owners needing bookkeeping, payroll, or tax compliance
Freelancers and contractors with 1099 income or complex returns
Couples planning finances together or managing joint returns
Investors with capital gains or rental property income
Anyone looking for year-round financial guidance and peace of mind

*Note: CPAs may specialize in different areas. Be sure to check credentials and service offerings.*

First-Time Clients

If this is your first time working with a CPA, don’t worry — most professionals offer a free consultation and will walk you through what to expect. You may be asked to complete an intake form, share financial documents, or set clear goals for your session.

What to Know Upfront:

Documentation Bring your most recent tax returns, income details, and any financial concerns
Availability Appointments fill up quickly during tax season — book early if possible

*Note: Every CPA operates a bit differently. Don’t hesitate to ask questions before committing.*

What to Bring

Government-issued ID for verification
Tax documents (W-2s, 1099s, investment summaries, etc.)
Receipts or logs for deductible expenses, donations, or mileage

*Tip: Organize your documents in advance to save time and ensure accuracy.*

Preparing for Your Appointment

Write down any financial goals or questions in advance
Check if your CPA offers virtual sessions or document uploads
Bring a notebook or use a notes app for key takeaways
Know your deadlines for filing, payments, or compliance

*Note: Preparation helps you make the most of your CPA’s expertise.*

How to Get Started

Use our directory to find highly reviewed CPAs near you. Reach out directly to schedule your consultation.

Other Helpful Info

Many CPAs offer both in-person and remote consultations
Fees may be flat-rate, hourly, or based on service complexity
Some CPAs specialize in industries like healthcare, real estate, or tech
Check for client reviews and credentials (CPA license, EA, etc.)

*Note: Every CPA is different — take time to find one who fits your goals and style.*

Features

Business Consulting
Financial Statements
Tax Preparation
Tax Planning
IRS Representation
Financial Advisory
Estate and Trust Tax
High-net-worth Individuals
Risk Management

Contact Information

Address

2131 Palomar Airport Rd #330

Carlsbad, California 92011

Visit Website Call Now Get Directions

Hours

Sunday Closed
Monday 7AM-4PM
Tuesday 7AM-4PM
Wednesday 7AM-4PM
Thursday 7AM-4PM
Friday 7AM-4PM
Saturday Closed

Customer Reviews

I have been with WWM for many years. I'm not only allow them to manage my portfolio, but I also refer some of my clients for financial assistance. I work primarily with Vince Stefano who Consistently provides great service and has made our portfolio grow every year. I also have utilized Catherine Magana and some of Vince?s coworkers to give advice on money management as well as how to ensure we protect our future. Vince and the entire team are very responsive and have always Kept us well informed of what

Greg Carroll of WWM, has been the investment advisor for my wife and I for many years. Greg always keeps us updated on our investment options and as we are retired, we routinely discuss our risk factor. Greg discusses and recommends any changes in our portfolio he feels would benefit us. I also have a lot of confidence in the office staff at WWM. They are knowledgeable in their field, helpful when we contact their office and, most importantly, they are pleasant to speak with. Thank you for your financia

Amazing! I am a physician working for a large group and recently started a side business as an expert witness. Catherine and her team have been doing my financial planning for years. As soon as I came to her with questions about the business, she set up meetings with me and began introducing me to other professionals such as tax advisor Rachel Ivanovich, introduced me to an attorney who also has helped me. Catherine is highly knowledgeable but also has gone completely out of her way to bring in all the c

I transferred to WWM Financial several months ago. I had been with my previous financial adviser for over 30 years. Although he did well with my investments, my accounts were too complex and disjointed. I delayed transferring funds for several years due to loyalty, but after significant personal life changes ( death of a spouse and son and my remarriage) and his failure to accurately process name and beneficiary changes, I knew I had to make a move. Catherine and her team are detail oriented, savvy, organiz

I wish I had started investing with Steve and Catherine sooner! They both are very genuine and knowledgable. They take their fiduciary responsibility seriously and select a portfolio that matches your wants and needs for the present and future. You can trust and feel secure in your financial future with Catherine and Steve.

We are referral partners to Catherine and Rachel. We enjoy partnering with this Firm because of their caring and educational format of selling and servicing their clients. They are well respected within our Net Force Group and the Entire Carlsbad Chamber of Commerce Community. Five Star Service for a Five Star Financial Firm. Thank you Catherine and Rachel for providing such good content, education and advise. Kindly, Glenn P Domingo, agency owner

I have been with WWM for many years and trust them totally with my financial future. Catherine has been wonderful to work with and very knowledgeable - especially when I need her advice the most. I would recommend WWM to anyone and everyone. They are the BEST!

I can't being to say enough good things about WWM. They took me on at a time when I was heartbroken and vulnerable and have walked me through their process of taking fantastic care of me and my needs. I have complete trust and faith in Catherine and Steve. Thank you both so very very much.

Working with Rachel and Catherine has been a real pleasure. They possess a broad knowledge and expertise of tax and investment matters that allow me to ask about any hair-brained question regarding my finances and they always have a solid answer. The returns have been excellent given our conservative investment risk tolerance, so we are pleased with their work on our behalf.

We're very happy with WWM. Catherine and Rachel have helped us plan our retirement. Their expertise, advice and guidance have given us confidence and peace of mind.

I have been a client OF WWM for years and have been very happy with the results of my investment portfolio from Steve Wolff and his extremely courteous and highly efficient staff. I highly recommend WWM Financial to my friends and family.

Vince has been managing my funds for past 1.5 yrs and has done great job, beating S&P by 10 pts. I've been playing golf with Vince for a few years and knew if he managed accounts like he golfs i would be in good hands with him...he has single digit index and seems to always stay out of trouble!

Best decision we ever made to move our assets over to WWM. Wish we'd done it sooner! They keep their promises to meet with us regularly to review our portfolio. I've highly recommended them to many people and will continue to do so. They're just the best at what they do!!

We have been with Steve and WWM financial for over 10 years now. We are extremely happy with them. They have always managed our money in a well planned and individualized approach. Communication is ALWAYS easy. Highly recommended.

Thank you Thank you Thank you to WWM Financial. My husband passed away and I was totally In the dark as to what to do next.Steve and Catherine went far out of their way to make sure The transition from being married to being a widow went as smoothly as possible.Catherine And especially Steve helped me get taxes done for me personally and for my late husband,s Business by working with my CPA. Steve even went so far as to help me sell my husband,s Business. Their efforts saved me $ 250.000. They have done a g

Vince does a great job considering my goals and achieving them !

It is a pleasure working with WWM, esp watching my portfolio grow! Thanks again ??

Unless you are bound by an employer who uses them, do not invest your funds with this company. In a period of 2 years, based on their advise, I made less that a .05% return on my investments. During the same period of time, the DJIA rose 20%. They did not do much "advising" all. They provided pretty quarterly reports but I did not receive one phone call or one email over the 2 years "advising" me of any of my poorly performing investments, which they "advised" me to invest in. They made certain they wit

Great company. Friendly and helpful with my financial plan needs.

Frequently Asked Questions

What qualifications should I look for in a CPA?

Look for a Certified Public Accountant (CPA) license, which ensures they’ve passed rigorous exams and meet state requirements. Check for relevant experience in your industry, additional certifications like CFA or CMA, and membership in professional organizations like the AICPA. Verify their credentials through state licensing boards.

How do I find a CPA in my area?

Use online directories like the AICPA, CPAverify, or state CPA societies. Search platforms like Yelp or Google for local CPAs with reviews. Ask for referrals from business associates, friends, or financial advisors. Local chambers of commerce can also provide recommendations.

What’s the difference between a CPA and an accountant?

A CPA is a licensed professional who has passed the CPA exam and met state requirements for education and experience. An accountant may lack this certification and could have varying levels of expertise. For complex tasks like tax audits or financial reporting, a CPA is typically more qualified.

How do I know if a CPA specializes in my needs?

Ask about their experience with your specific financial needs, such as tax preparation, small business accounting, or estate planning. Review their website or LinkedIn for case studies or client testimonials. Inquire about their client base to ensure they handle similar financial situations.

Should I check a CPA’s reviews before hiring?

Yes, reviews provide insight into a CPA’s reliability, communication, and performance. Check platforms like Google, Yelp, or the Better Business Bureau for client feedback. Look for patterns in reviews, but verify their authenticity, as some may be biased or outdated.

How can I verify a CPA’s license?

Visit your state’s Board of Accountancy website or use CPAverify.org to check a CPA’s license status. Confirm their license is active and check for any disciplinary actions or complaints. This ensures they’re in good standing and meet professional standards.

What questions should I ask during a CPA consultation?

Ask about their experience with your financial needs, fee structure, availability, and communication style. Inquire how they handle tax filings, audits, or financial planning. Ask for references or examples of similar work to assess their expertise and fit.

How much should I expect to pay for a CPA’s services?

Fees vary based on location, services, and complexity. Basic tax preparation may cost $150-$500, while business accounting or audits can range from $1,000 to $10,000+. Request a detailed fee structure upfront and compare quotes from multiple CPAs.

Can I work with a CPA remotely?

Yes, many CPAs offer remote services through secure online platforms for document sharing and virtual consultations. Ensure they use encrypted tools for data security. Remote CPAs can be effective if they understand your local tax laws or business regulations.

How do I assess a CPA’s communication skills?

During consultations, evaluate their ability to explain complex financial concepts clearly. Ask sample questions about taxes or financial strategies and note their responsiveness and clarity. Good communication ensures you understand their advice and fosters a productive relationship.

What red flags should I watch for when screening a CPA?

Beware of CPAs who guarantee specific tax refunds, lack a valid license, or have disciplinary actions on record. Avoid those with poor communication, vague fee structures, or negative reviews highlighting unethical behavior. Always verify their credentials independently.

Should I choose a CPA from a large firm or a solo practitioner?

Large firms offer more resources and specialized teams but may charge higher fees. Solo practitioners often provide personalized service and lower costs but may have limited availability. Choose based on your needs, budget, and preference for personalized attention.

How often should I meet with my CPA?

For individuals, annual meetings for tax preparation may suffice. Businesses may need quarterly or monthly check-ins for bookkeeping, tax planning, or financial reporting. Discuss your needs upfront to establish a meeting schedule that aligns with your financial goals.

Can a CPA help with both personal and business finances?

Yes, many CPAs handle both, but confirm their expertise in both areas. Ask about their experience managing personal taxes and business accounting simultaneously. Ensure they can balance both without compromising attention to your specific financial needs.

What should I do if I’m not satisfied with my CPA?

Discuss concerns directly with your CPA to resolve issues. If unresolved, check your contract for termination terms. Seek a new CPA by researching reviews, credentials, and referrals. Request your financial records to ensure a smooth transition to a new professional.

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